Related to: "Renting a house: What is it and is it worth buying to rent?"

É arrendatário? Prepare-se para a subida da renda em 2024
Lease

Are you a tenant? Get ready for the rent increase in 2024

Do you live in a rented house? The maximum annual rent update ceiling of 2%, limited by the government in 2023, will no longer exist in 2024. The new solution is still being studied, but landlords already confess to terminating contracts if a new brake is imposed. Find out how much your rent can increase and what solutions to choose in case of a tight budget.

20 Oct 20235 min

Candidaturas a rendas acessíveis terminam no final de outubro
Lease

Applications for affordable rents end in late October.

The Rent to Sublet Program will have applications to access affordable rent houses open until the end of this month. Find out if you can apply and how to access other options.

24 Oct 20233 min

Pacote Mais Habitação: Como são definidas as rendas nos contratos de arrendamento?
Lease

Housing Plus Package: How are rents defined in lease agreements?

The rents stipulated in the lease agreements included in the Mais Habitação package, in effect since October 7th, vary according to the length of time a property has been on the rental market. Let's see how, next.

29 Nov 20233 min

É proprietário de casa arrendada? Atenção à comunicação das rendas recebidas
Housing Credit Acquisition

Are you a landlord? Pay attention to reporting your rental income.

Read the alert that the Tax Authority (AT) shared on its social networks, aimed at property owners who rent out their houses.

18 Jan 20242 min

Comprar casa para arrendar? Dados do 1.º trimestre são positivos
Housing Credit Acquisition

Buying a house to rent out? Data from the 1st quarter is positive

Buying a house to rent out is worth it? Data from the first quarter of 2024 in Portugal indicate that it is. Find out profitability by municipality.

15 Apr 20242 min

Comprar casa para arrendar rendeu 7,2% no segundo trimestre de 2024
Housing Credit Acquisition

Buying a house to rent yielded 7.2% in Q2 2024.

Is it worth buying a house to rent out? Check out the numbers for the second quarter of 2024.

22 Jul 20241 min

Comprar casa para arrendar: Estes são os distritos onde o retorno é maior
Lease

Buy a house to rent: These are the districts with the highest return.

Castelo Branco and Santarém lead in terms of profitability.

07 May 20251 min

Colocar a casa para arrendar durante as férias compensa?
Lease

Is it worth renting out the house during the holidays?

Are you thinking of being away during the summer? Renting out your house during that period can be a smart way to monetize the property.

19 May 20252 min

Uma mão a segurar chaves com um porta-chaves com uma casa que visa representar o ato de comprar casa
House Purchase

What should you do before buying a home?

Want to buy a property and don't know the steps to move forward with the process? We explain, in this article, three phases you should follow before buying a house, and how credit intermediaries can help.

11 Aug 20233 min

Duas pessoas sentadas numa mesa de madeira, na mesa estão alguns papéis um computador portátil. A imagem visa representar a análise de uma proposta de crédito
Housing Credit Acquisition

FINE: Learn how to analyze a credit proposal.

When buying a house with a housing credit, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a form called FINE, know its purpose and how to analyze it.

11 Aug 20234 min

Pessoa a calcular a taxa de esforço
Housing Credit Acquisition

Effort rate: What is this concept and how is it calculated?

The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?

11 Aug 20239 min

Um casal sentado numa mesa em frente ao computador. A imagem visa representar a procura de casa
House Purchase

House hunting: Where to start?

Are you planning to buy a new house and have already gone to the bank to assess your financial capacity to move forward? If so, and you now have a pre-approved home loan, find out how to proceed in finding the right property in this article.

11 Aug 20236 min

Crédito habitação: O que difere a TAN da TAEG?
Housing Credit Acquisition

Mortgage loan: What is the difference between APR and APRC?

When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?

11 Aug 20234 min

A transferência de crédito habitação é gratuita?
Mortgage Credit Transfer

Is the transfer of housing credit free of charge?

With the rise in interest rates, the difficulty in paying the monthly mortgage payments is greater. Therefore, it is important to look for saving solutions in credit, such as transferring it. Find out how this process works, and if it has costs.

11 Aug 20234 min

Crédito habitação: Taxa de juro fixa, mista ou variável?
Housing Credit Acquisition

Mortgage credit: Fixed, mixed, or variable interest rate?

The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly installment. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the loan?

11 Aug 20237 min