Personal Consolidated Credit

IRS delivery: How refunds can help reduce credit costs.

Are you getting an IRS refund? Learn how to use it to pay off your mortgage, reduce installments, or consolidate debts, saving long-term interest.

Reading time: 3 mins.
Housing Credit Acquisition

100% financing in housing credit available for young people can now be requested.

Young people can now apply to access 100% financing when buying a home with a mortgage, through the new public guarantee measure.

Reading time: 2 mins.
Housing Credit Acquisition

Young housing loan 100% financed: How to sign the CPCV?

The benefit of the public guarantee put in place by the State for young people up to 35 years old allows for 100% financing of the house without having to finance any down payment. But what happens to the deposit that has to be paid in the CPCV, before the deed? Learn about the options next.

Reading time: 3 mins.
Housing Credit Acquisition

Want to save on your mortgage? Discover the video series that reveals all the secrets!

If you want to get a mortgage, but still have doubts about the process, this series of videos is for you.

Reading time: 2 mins.
Life Insurance Credit

Can I change the life insurance associated with my mortgage loan?

Did you know you can change your life insurance for home credit and save every month? You are not required to keep it at the bank where you took out the loan: Find out how to make the change, the advantages, and what you should consider.

Reading time: 4 mins.
Personal Consolidated Credit

Consolidated credit: The solution to simplify your debts.

Learn everything about consolidated credit with these articles.

Reading time: 1 mins.

Highlights

How does the IRS impact the financial ability to request credit?

The income declared in the IRS influences the approval and conditions of your credit. Learn how to optimize your statement to improve the effort rate, increase financing capacity, and even reduce debts.

Taxes

How does automatic IRS work?

Automatic IRS facilitates taxpayers' lives by presenting a pre-filled declaration by the Tax Authority. Just confirm the data and submit, ensuring a simple process and a possibly faster refund.

Taxes

The sooner I submit my tax return, the sooner I will receive my refund.

If you want to receive your IRS refund as quickly as possible, submitting the declaration in the first days can make a difference. Processing is done on a first-come, first-served basis, and those who submit earlier are more likely to receive the money first.

Present

With the fall of the government, what happens to the Young IRS and the public guarantee to buy a house?

Do the measures remain or are they suspended? Clarify your doubts here.

Latest

Crédito Habitação Aquisição

Financiamento jovem a 100% passa a poder ser concedido por sociedades financeiras autorizadas

As sociedades financeiras autorizadas vão poder passar a conceder agora o financiamento a 100% para jovens até 35 anos com a medida da garantia pública.

Crédito Habitação Aquisição

Dos novos créditos habitação em 2024, 43% são jovens até aos 35 anos

Quase metade dos créditos habitação em 2024 foram contratados por jovens até aos 35 anos, impulsionado pelos novos incentivos do Governo.

Impostos

Quanto mais cedo entregar a declaração de IRS, mais cedo recebo o reembolso?

Se quer receber o reembolso do IRS o mais rápido possível, submeter a declaração nos primeiros dias pode fazer a diferença. O processamento é feito por ordem de chegada, e quem entrega mais cedo tem maior probabilidade de receber o dinheiro primeiro.

Impostos

Como funciona o IRS Automático?

O IRS Automático facilita a vida dos contribuintes ao apresentar uma declaração pré-preenchida pela Autoridade Tributária. Basta confirmar os dados e submeter, garantindo um processo simples e um possível reembolso mais rápido.