Latest

Duas mulheres num escritório analisam um livro ao lado de um portátil, com post-its coloridos na janela e uma planta sobre a mesa.
Taxes

IRS Automatic: Is it worth accepting without reviewing?

At first glance, automatic IRS seems like the simplest option: log into the Finance Portal, confirm the data, and click "Submit." However, before submitting, it is essential to avoid common errors in the IRS: stop, review, and simulate. (https://www.poupancanominuto.com/artigos/poupanca/irs-2026-3-erros-a-evitar-antes-de-submeter-a-declaracao)

09 Apr 20263 min

Jovem com cabelo cacheado, casaco verde e cachecol xadrez multicolorido, sorri feliz na rua enquanto segura notas de dinheiro
Tips

Paying in cash doesn't count? The mistake that can destroy your budget.

Some still think: if the money didn't come out of the bank account, then it doesn't really count as an expense. But we must not forget the truth: spending physical money is still spending money. Ignoring this fact can completely unbalance the monthly budget.

08 Apr 20263 min

Homem sorridente com camisa azul e calças bege com um menino de camisa verde aos ombros, à frente de uma casa cinzenta com jardim e vasos de flores
Taxes

Do you pay rent? Learn how to deduct up to 502 euros on your 2026 taxes.

Those who live in a rented house should pay close attention to the tax return, as they can deduct up to 502 euros. This is one of those cases where a small verification can have a significant impact on the family budget.

07 Apr 20262 min

Homem sorridente com óculos, camisa roxa e caneca roxa na mão, sentado no sofá com portátil no colo em ambiente caseiro luminoso
Taxes

Find out if the 1st or 2nd tax bracket for young people is worth it.

If you are up to 35 years old, choosing the right tax bracket in the Youth IRS can make a difference in the amount you receive or pay. For those living with parents, the chosen bracket can change the amount of the final return. And this means that accepting the first option without simulating can be a mistake.

06 Apr 20263 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a tied credit intermediary registered with Banco de Portugal under no. 0006860. Authorized services: presentation or proposal of credit contracts to consumers. Assistance to consumers, through preparatory acts or other pre-contractual management work relating to credit contracts that were not presented or proposed by it. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral de Depósitos, S.A., Banco BPI, S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A. - Branch in Portugal, Banco CTT, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Unión de Créditos Inmobiliarios, S.A., Establecimiento Financiero de Crédito (Sociedad Unipersonal) - Branch in Portugal, BNI - Banco de Negócios Internacional (Europa), S.A., Banco BIC Português, S.A., Unicre - Instituição Financeira de Crédito, S.A.