Housing credit glossary
Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.
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Repaying a home loan will remain exempt from early repayment fees in 2025 in contracts with a variable rate indexed to an Euribor rate, for any term.
Specialists warn that the housing crisis in Portugal could worsen in 2025, with high prices and still insufficient supply to meet demand.
In 2025, the early redemption of Retirement Savings Plans (PPR) to pay home loans will once again involve penalties, as the suspension of penalties was not extended.
Young people can now apply to access 100% financing when buying a home with a mortgage, through the new public guarantee measure.
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Os bancos europeus deverão continuar a beneficiar de um custo do risco de crédito baixo e estável em 2025, prevê a DBRS.
Apesar de algumas iniciativas governamentais e expectativas de aumento na construção, especialistas alertam que em 2025 a acessibilidade à habitação em Portugal continuará a ser um problema estrutural, marcado por preços elevados e desigualdades crescentes.
A taxa de juro implícita no crédito habitação caiu 9,1 pontos base em novembro, fixando-se em 4,186%, abaixo dos 4,524% de novembro de 2023.
Os preços da habitação aumentaram 9,8% no terceiro trimestre de 2024, segundo o INE, mais 2,0 pontos percentuais face ao trimestre anterior.
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