Latest

Crédito habitação: Taxa de juro média das novas operações desce para 3,47%
Housing Credit Acquisition

Mortgage credit: Average interest rate for new operations decreases to 3.47%

Average interest rate of new housing credit operations decreased for the 11th consecutive month.

20 Nov 20242 min

Garantia pública na compra de casa não abrange casais com um só jovem até 35 anos
Housing Credit Acquisition

Public guarantee in home purchase does not apply to couples with only one person under 35 years old.

The public guarantee for home purchase aimed at young people will not be able to cover a couple of two young people, if one is over 35 years old.

13 Nov 20242 min

Jovens representaram 54% dos novos créditos habitação em agosto
Housing Credit Acquisition

Young people represented 54% of new home loans in August.

The age group of young people up to 35 years old has been the one that buys the most houses, justified by the new tax exemption measures associated with the process.

12 Nov 20242 min

Começar vida noutro país? 5 motivos para escolher Portugal como o seu novo lar
Housing Credit Acquisition

Starting life in another country? 5 reasons to choose Portugal as your new home.

If you are looking for a new country to welcome you for a fresh start in life, find out why Portugal can be the perfect choice.

11 Nov 20243 min

Crédito habitação: Taxa de juro desceu pelo 8.º mês consecutivo
Housing Credit Acquisition

Mortgage credit: Interest rate dropped for the 8th consecutive month.

In September, the implicit interest rate on housing loans fell for the 8th consecutive time, reaching 4.362%. Although still higher than the same period last year, according to the National Institute of Statistics (INE).

07 Nov 20241 min

Posso contratar um crédito pessoal junto com um crédito habitação?
Housing Credit Acquisition

Can I hire a personal credit along with a housing credit?

Hiring a personal loan along with a mortgage is a possibility, but it requires caution and financial responsibility.

05 Nov 20242 min

O que acontece ao crédito habitação no caso de divórcio ou término de união de facto?
Mortgage Credit Divorce

What happens to the mortgage credit in case of divorce or end of common-law union?

Check the implications of a divorce or termination of a de facto union on a housing credit.

29 Oct 20241 min

Tudo sobre as novas medidas de apoio à habitação para jovens
Housing Credit Acquisition

Everything about the new housing support measures for young people.

The government has in place some measures to support young people in buying a house. Understand all the measures involved.

29 Oct 20242 min

Crédito habitação para estrangeiros e não residentes: Um guia para comprar casa em Portugal
Home Loans for Non-Residents

Mortgages for foreigners and non-residents: A guide to buying a house in Portugal.

If you are a foreigner and/or not a resident in Portugal and are looking to buy a house, check here all the information you need.

29 Oct 20241 min

Transferência de crédito habitação: O que precisa de saber para mudar de banco
Mortgage Credit Transfer

Housing credit transfer: What you need to know to change banks.

If you want to transfer your mortgage from one bank to another, here is everything you need to know to make an informed decision.

29 Oct 20241 min

Incumprimento no crédito habitação: Consequências e soluções
Mortgage Credit Renegotiation

Default on mortgage: Consequences and solutions.

Learn what happens if you default on your home loan, and how to resolve it.

29 Oct 20241 min

Renegociação de crédito habitação: Como melhorar as condições do seu empréstimo
Mortgage Credit Renegotiation

Renegotiation of housing credit: How to improve the conditions of your loan

Notice how you can renegotiate the conditions of your housing loan to improve them.

29 Oct 20241 min

Amortização de crédito habitação: Opções para reduzir a dívida
Mortgage Credit Renegotiation

Mortgage amortization: Options for reducing debt.

Learn how to partially or fully amortize the debt of your home loan.

29 Oct 20241 min

Gestão pós-contratação de crédito habitação: O que deve saber
Housing Credit Acquisition

Post-contract management of mortgage credit: What you should know.

Learn all about home loan management, after signing the contract.

29 Oct 20241 min

Contratação de crédito habitação: Passos essenciais para uma decisão informada
Housing Credit Acquisition

Housing credit application: Essential steps for an informed decision.

Learn all the essential steps for informed decisions regarding the process of hiring a home loan.

29 Oct 20242 min