Housing Credit Acquisition
100% financing in housing credit available for young people can now be requested.
Young people can now apply to access 100% financing when buying a home with a mortgage, through the new public guarantee measure.
Most read
Housing Credit Acquisition
Have you heard about the APB protocol? Find out what it is.
The APB protocol is an agreement among Portuguese banks that facilitates the cancellation of mortgages. Are you in the process of transferring credit and have you heard about this agreement? Understand better how it works.
Housing Credit Acquisition
100% financed home loan with no taxes until age 35: Understand the measures.
What does the new Government promise for young people's housing credit? 100% financing and tax exemption are the measures in question.
Housing Credit Acquisition
100% home financing and tax exemptions for young people in force this month.
Are you young and want to buy a house? Starting this month, you won't need to give a down payment to the bank or pay taxes. Understand now.
Housing Credit Acquisition
Need a mortgage discharge? Learn what it is and how to get it.
Are you selling your property and have been asked to request the mortgage discharge from the bank? This document is essential for the deed, to release the bank from the debt associated with your property. Let's better understand what this document is and how you can obtain it.
Housing Credit Acquisition
Tax exemption on home purchase for young people goes into effect on August 1.
The decree-law on the measure regarding tax exemption on home purchases for young people between 18 and 35 years old has already been published and is set to take effect on August 1st. Let's recall the conditions of the measure.
Housing Credit Acquisition
What is the difference between primary and secondary housing in credit?
When you apply for a home loan, the conditions offered by the bank will vary depending on the purpose you give to the property: primary residence or secondary. Understand the difference between the two and the financing conditions for each.
Housing Credit Acquisition
Buying a house: Public guarantee must come into force by September at the latest.
The measure that will allow young people to access 100% financing (public state guarantee) when buying a house has now been published in the Diário da República, so it must come into force in the next 60 days, that is, by September 10 at the latest. Understand more next.
Housing Credit Acquisition
IMT and IS exemption in effect as from August 1st: Young people postponing house deeds to benefit.
The measure will come into effect on the first day of next month, so young people up to 35 years old in the process of buying a house are postponing the signing of deeds in order to still be able to access the tax benefit. Understand if it is possible legally and how to access the measure.
Housing Credit Acquisition
End of common-law union? Find out what you should handle and how to divide property well.
Common-law marriage is a status granted to a couple who share a life together but are not married. However, is it necessary to follow a procedure to recognize this status? And in this sense, how to separate the union and divide assets, such as a house? This is what we explain in the article.
Mortgage Credit Transfer
Credit for housing with Euribor: Installments decrease in July.
Do you have a mortgage linked to Euribor, with three, six or 12 months? Your monthly installment will decrease in July. Check the simulations below.
Housing Credit Acquisition
Purchase of home for young people: Exemption also applies to registration costs.
The tax exemption on home purchases for young people will not be the only one: the exemption of the records associated with the process will also be added. Learn more below.
Housing Credit Acquisition
Mortgage with Euribor? Your installment can drop (quite a bit) in August.
August will bring relief, which can be significant, for those with housing loans linked to Euribor, in various terms. Find out how much in this article.
Housing Credit Acquisition
Interest rate on housing loans drops to 4.277% for the 9th month in October.
The implicit interest rate on housing credit continued to fall in October, marking the 9th consecutive month of decline, reaching 4.277%.
Housing Credit Acquisition
Support measures for young people in housing are now in place. Clarify any doubts.
The new support measures for young people up to 35 years old to buy a house came into effect on August 1st. Therefore, find out the answers to the most frequently asked questions.