Housing Credit Acquisition
New year, new home: Is it the right time to invest in a mortgage?
Evaluate the market, plan your finances, and compare banking proposals are essential steps to start the year with the right housing credit.
Highlights
Housing Credit Acquisition
Public guarantee in mortgage credit depends directly on the financed amount.
Public guarantee offered by the State in home loans is directly related to the amount financed by the bank.
Housing Credit Acquisition
High effort rates limit young people's access to public housing credit guarantees.
Young people's access to state-guaranteed housing credit has faced significant challenges, with the main obstacle being the high level of effort required to benefit from this support.
Housing Credit Acquisition
Cost of credit risk expected to remain low in European banks in 2025.
European banks are expected to continue benefiting from low and stable credit risk costs in 2025, according to DBRS.