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Highlights

Fachada colorida de casa com porta verde de madeira e janela com vidro quadrado.
Housing Credit Acquisition

100% financing on home loans for young people: How does it work?

Young people can apply for 100% financing when buying a house with a mortgage credit, through a public guarantee measure.

30 Sep 2024 • 2 min

Crédito habitação jovem 100% financiado: Como dar entrada no CPCV?
Housing Credit Acquisition

Young housing loan 100% financed: How to sign the CPCV?

The benefit of the public guarantee put in place by the State for young people up to 35 years old allows for 100% financing of the house without having to finance any down payment. But what happens to the deposit that has to be paid in the CPCV, before the deed? Learn about the options next.

04 Mar 2025 • 3 min

Compra de casa jovens: Além da isenção dos impostos, podem ter crédito 100% financiado
Housing Credit Acquisition

Young house buyers: Besides tax exemption, they may have 100% financed credit.

Young people up to 35 years old can benefit from exemption of IMT and Stamp Duty when buying their first house, exemption of property registration costs, and public guarantee that allows 100% financed mortgage credit.

04 Apr 2025 • 3 min

Isenção jovem do IMT na compra de casa com novos limites em 2025
Taxes

IMT young exemption for purchasing a home with new limits in 2025.

Notice the limits of this benefit, updated in 2025.

07 Apr 2025 • 2 min

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Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365

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Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365