Repaying a home loan will remain exempt from early repayment fees in 2025 in contracts with a variable rate indexed to an Euribor rate, for any term.
Specialists warn that the housing crisis in Portugal could worsen in 2025, with high prices and still insufficient supply to meet demand.
In 2025, the early redemption of Retirement Savings Plans (PPR) to pay home loans will once again involve penalties, as the suspension of penalties was not extended.
Young people can now apply to access 100% financing when buying a home with a mortgage, through the new public guarantee measure.