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Pessoa a segurar um frasco com notas de euro, simbolizando a poupança e a organização financeira alcançada com o crédito consolidado.

Consolidated credit: The solution to simplify your debts.

Learn everything about consolidated credit with these articles.

04 Feb 20251 min

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Debt consolidation is a financial solution that allows you to combine multiple debts into a single credit, usually with a lower interest rate, making it easier to manage monthly payments. For example, by consolidating their credit, João and Carla were able to save significantly - 275 euros per month.

This practice can be applied to different types of loans, from personal loans to credit cards. For families with multiple credits, consolidation can bring advantages such as the reduction of charges and relief to the family budget.

Discover everything about credit consolidation with these related articles:

  1. Monthly savings of 275 euros: How João and Carla consolidated their loans. Link
  2. What credits can I consolidate? See more here.
  3. What does it mean to consolidate credits? (https://www.poupancanominuto.com/artigos/credito-pessoal/o-que-significa-fazer-uma-consolidacao-de-creditos)
  4. Consolidated credit to consolidate debts: What are the advantages? (https://www.poupancanominuto.com/artigos/credito-pessoal/credito-consolidado-para-juntar-dividas-quais-as-vantagens)
  5. Learn how to have more financial freedom by renegotiating, transferring, or consolidating credits. Visit https://www.poupancanominuto.com/artigos/credito-habitacao/saiba-como-ter-mais-liberdade-financeira-renegociando-transferindo-ou-consolidando-creditos
  6. Consolidated credit: Examples of how it can help those who will pay IRS this year. URL: Link
  7. Summer without debts? How to combine your credits into a single installment before the holidays.
  8. Reorganize your finances this summer with a consolidated credit solution. Visit https://www.poupancanominuto.com/artigos/credito-pessoal/reorganize-as-suas-financas-este-verao-com-um-credito-consolidado.

Simulate and see how much you can save by consolidating your credits!

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Eleito Produto do Ano 2025
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Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

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Poupança no Minuto is a brand owned by Financefy, S.A., a tied credit intermediary registered with Banco de Portugal under no. 0006860. Authorized services: presentation or proposal of credit contracts to consumers. Assistance to consumers, through preparatory acts or other pre-contractual management work relating to credit contracts that were not presented or proposed by it. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral de Depósitos, S.A., Banco BPI, S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A. - Branch in Portugal, Banco CTT, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Unión de Créditos Inmobiliarios, S.A., Establecimiento Financiero de Crédito (Sociedad Unipersonal) - Branch in Portugal, BNI - Banco de Negócios Internacional (Europa), S.A., Banco BIC Português, S.A., Unicre - Instituição Financeira de Crédito, S.A.