Housing Credit Acquisition
More houses, but higher prices. How to find the best deal?
Are you looking for a house? The supply is increasing, but it's not the only thing: the cost is also rising. Find out how to get the best deal.
Related to: "House buying: Property prices increased in May."
Housing Credit Acquisition
Buying a house to rent out? Data from the 1st quarter is positive
Buying a house to rent out is worth it? Data from the first quarter of 2024 in Portugal indicate that it is. Find out profitability by municipality.
Lease
Preços médios de arrendamento em Portugal continuam a subir
Lisboa continua como a cidade mais cara para arrendar casa. Saiba onde ficaram os preços médios de arrendamento em Portugal no mês passado.
Taxes
IRS on capital gains: Government wants to eliminate time limit for exemption.
If you have bought a new house, the measure that the Government wants to implement may interest you: the exemption on capital gains can only be requested once every three years, and the goal is to end the restriction on the number of times to benefit.
Housing Credit Acquisition
Buying a house to rent yielded 7.2% in Q2 2024.
Is it worth buying a house to rent out? Check out the numbers for the second quarter of 2024.
Present
Houses for sale in Portugal increased by 6.5%
The value of houses for sale in Portugal has increased by 6.5% in just one year. Check out the numbers and how to buy a house with the best proposal.
House Purchase
Want a house with a pool in Portugal? It's 61% more expensive
If you want a house with a pool, find out how much more you may have to pay according to data from a study conducted in Portugal.
House Purchase
Buy or rent a house: Effort rate of Portuguese families has increased.
The indicator measuring the effort of Portuguese families to support housing payments was higher in the second quarter of 2024 compared to the same period last year. Read the numbers, then.
Present
House prices increased by 8.6% from 2022 to 2023.
The median housing price rose from 2022 to 2023 by about 8.6%, to 1,611 euros/m2, with more significance in certain municipalities. Read the statistics more carefully next.
House Purchase
Buying a house: A complete guide to the process.
Read all the steps and concepts about the process of buying a house.
House Purchase
What should you do before buying a home?
Want to buy a property and don't know the steps to move forward with the process? We explain, in this article, three phases you should follow before buying a house, and how credit intermediaries can help.
Housing Credit Acquisition
FINE: Know how to analyze a credit proposal
When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.
Housing Credit Acquisition
Effort rate: What is this concept and how is it calculated?
The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?
House Purchase
House hunting: Where to start?
Are you planning to buy a new house and have already gone to the bank to assess your financial capacity to move forward? If so, and you now have a pre-approved home loan, find out how to proceed in finding the right property in this article.
Housing Credit Acquisition
Mortgage loan: What is the difference between APR and APRC?
When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?