Related to: "Who has greater purchasing power opts to purchase houses or apartments?"

Crédito habitação: Taxa de juro implícita diminui novamente em janeiro
Housing Credit Acquisition

Mortgage credit: Implicit interest rate decreases again in January.

Reduction in rates reflects in lower monthly installments for newer contracts.

11 Mar 20251 min

Habitação: Portugal é o país da OCDE onde é mais difícil comprar casa
Housing Credit Acquisition

Housing: Portugal is the OECD country where it is most difficult to buy a house.

The housing crisis continues to be a major challenge in Portugal, making it increasingly difficult to buy a house.

13 Mar 20252 min

Qual a melhor altura para fazer um crédito habitação?
Housing Credit Acquisition

When is the best time to take out a home loan?

Do you want to buy a house? Knowing when to apply for a housing loan can make all the difference in what you will pay. Discover the factors that influence this decision.

24 Mar 20253 min

Quando é que se recebe o dinheiro do crédito habitação na conta?
Housing Credit Acquisition

When does the money from the mortgage credit get deposited into the account?

In the home buying process through a housing credit, at what moment is the financing amount made available? Find out next.

24 Mar 20253 min

Taxa de juro do crédito habitação desceu para 3,830% em fevereiro
Housing Credit Acquisition

The home loan interest rate dropped to 3.830% in February.

The interest rate on housing loans fell to 3.830% in February, 15.4 basis points lower than in January. However, in more recent contracts signed in the last three months, the rate increased to 3.200%.

25 Mar 20251 min

Prestações da casa podem descer mais de 100€ em abril
Housing Credit Acquisition

Housing payments can decrease by more than 100€ in April.

Mortgage installments will decrease on all Euribor terms in April.

03 Apr 20252 min

Dia da Mãe: Saiba como a sua mãe pode ajudar na compra de casa
Housing Credit Acquisition

Mother's Day: Learn how your mother can help with buying a house.

With Mother's Day approaching, we celebrate not only the emotional side but also the practical support that so many mothers give to their children - even when it comes to buying a house. Find out how to rely on your mother for a housing loan.

02 May 20252 min

O que deve fazer antes de comprar casa?
House Purchase

What should you do before buying a house?

Want to buy a property and don't know the steps to follow in the process? In this article, we explain three phases that you must go through before buying a house, and how credit intermediaries can help.

11 Aug 20233 min

Vista aérea de bairro residencial com casas alinhadas e ruas organizadas.
Housing Credit Acquisition

Mortgage credit glossary.

Are you going to take out a mortgage to buy your house? Know that throughout the process, you may come across confusing terms. We have prepared a glossary on mortgage credit to help you understand everything.

11 Aug 202310 min

Vistoria imobiliária: Como funciona e quando fazer?
House Purchase

Real estate inspection: How does it work and when to do it?

Are you going to buy or rent a house, but want to check the conservation status of the property first? Yes, you can do it! Through a real estate inspection. But how does this service work and when can you hire it?

22 Aug 20233 min

Portugal continua a atrair estrangeiros para comprar casa, mesmo sem incentivos fiscais
Housing Credit Acquisition

Portugal continues to attract foreigners to buy houses, even without tax incentives.

Even without fiscal incentives, such as the special 'gold' visa regime that used to exist in Portugal, foreigners continue to look for houses to buy in the country and, according to the Association of Real Estate Professionals and Companies of Portugal (APEMIP), it is expected to remain so this year.

17 Feb 20253 min

Para comprar casa em Portugal é preciso “poupar salários durante mais de 15 anos”
Housing Credit Acquisition

To buy a house in Portugal, one must "save salaries for more than 15 years."

According to analysis, buying a 2-bedroom property in Portugal requires families to save more than 15 years' worth of salaries.

09 May 20251 min

Comprar casa para arrendar: Estes são os distritos onde o retorno é maior
Lease

Buy a house to rent: These are the districts with the highest return.

Castelo Branco and Santarém lead in terms of profitability.

07 May 20251 min

Um casal sentado numa mesa em frente ao computador. A imagem visa representar a procura de casa
House Purchase

House hunting to buy: Where to begin?

Intends to buy a new house, and have you already gone to the bank to assess your financial capacity to move forward? If yes, and you now have a pre-approved housing loan, find out how to proceed in finding the right property, in this article.

11 Aug 20236 min

Diversas casas junto ao mar, numa zona de férias, ilustrando os locais onde os famosos costumam compram casas em Portugal.
House Purchase

Where are the famous people buying houses in Portugal?

Portugal has always been a popular destination for celebrities in the real estate market. Many famous individuals seek refuge in the country due to its tranquility, picturesque landscapes, and paradisiacal beaches. But in which areas are they investing?

11 Aug 20235 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a tied credit intermediary registered with Banco de Portugal under no. 0006860. Authorized services: presentation or proposal of credit contracts to consumers. Assistance to consumers, through preparatory acts or other pre-contractual management work relating to credit contracts that were not presented or proposed by it. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral de Depósitos, S.A., Banco BPI, S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A. - Branch in Portugal, Banco CTT, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Unión de Créditos Inmobiliarios, S.A., Establecimiento Financiero de Crédito (Sociedad Unipersonal) - Branch in Portugal, BNI - Banco de Negócios Internacional (Europa), S.A., Banco BIC Português, S.A., Unicre - Instituição Financeira de Crédito, S.A.