Related to: "Reorganize as suas finanças este verão com um crédito consolidado "

Mulher sentada junto à janela, com café na mão e telemóvel, a organizar as finanças e planear o início do ano.
Mortgage Credit Transfer

How to start 2025 with a tidy wallet: From credit and insurance transfers to consolidated credit.

To start the year with a tidy wallet requires planning, organization, and a careful analysis of your personal finances. Learn how to do it in your credit and insurance products.

30 Dec 20246 min

Seta amarela para baixo, simbolizando a descida da prestação mensal após a consolidação dos créditos.
Personal Consolidated Credit

What does consolidating debts mean?

The sudden loss of income or an increase in interest rates can lead to situations of defaulting on loan payments. Consolidating loans is an option that can provide immediate savings. How does it work?

11 Aug 20234 min

Pessoa a segurar um cartão bancário enquanto utiliza o computador, simbolizando a decisão de pedir crédito para pagar outro empréstimo.
Personal Credit Emergencies

Can I take out a personal loan to pay off another loan?

Depending on the type of credit to be settled, it is possible to hire a personal credit to do so. However, there are some factors to pay attention to so that the personal credit is approved. We explain everything in this article.

11 Aug 20233 min

Vai para a faculdade com o orçamento apertado? Conheça o crédito para estudantes
Personal loan training

Heading to college on a tight budget? Discover student loans

The school year is almost here and it's time to start organizing the budget. Taking a course can be expensive, that's why there are financial products to help you, such as personal loans for students. Is your next future project to study? Find out how this credit works.

22 Aug 20234 min

Boia salva-vidas laranja pendurada numa parede branca como símbolo de proteção.
Personal Car Loan

Is it worth subscribing to a credit protection insurance?

Are you afraid you won't be able to pay off a loan due to unexpected events like involuntary unemployment or an accident that causes disability? This is where a credit protection insurance comes in. However, this is an insurance that requires many requirements. Let's explain how this insurance works.

11 Aug 20234 min

Ida para a Universidade: Como decorar casa partilhada sem gastar muito?
Personal loan training

Going to University: How to decorate a shared house without spending much?

Go to university in September, to a shared house, and want to make the space welcoming without spending a lot of money? Get to know some tips to feel at home, and not exceed your savings.

08 Sep 20234 min

Saiba todos os documentos de identificação que pode ter no telemóvel
Personal Car Loan

Learn all identification documents you can have on your mobile phone.

Now it's possible to replace your identification documents with the digital version, in a government application that brings together documentation. But how does this innovation work?

27 Nov 20234 min

Miniatura de carro sobre notas de euro ao lado de uma calculadora, simbolizando os custos associados à compra de um automóvel.
Personal Car Loan

How much do I spend on buying a car?

Buying a car is an important achievement in anyone's life, not only because of the responsibility involved, but also because of the impact it will have on your wallet. From the credit, insurance, and maintenance expenses, having a car impacts the budget, but how much?

14 Nov 20235 min

Pessoa a segurar vários cartões de crédito, representando a gestão de múltiplos créditos familiares
Personal Consolidated Credit

Families increasingly in debt. What to do?

According to DECO Proteste, some families have 20 financing agreements, with the main cause being credit cards. But how to relieve this burden of credit? Learn about the options next.

24 Jan 20244 min

Tem direito ao apoio para formação digital? Se não, contrate o crédito pessoal formação
Personal loan training

Do I have the right to support for digital training? If not, hire personal credit for training.

The IEFP has launched a 750 euro support for workers, but do you have the requirements to apply? If not, we introduce you to personal training credit.

28 Feb 20242 min

Carro clássico branco em fundo amarelo - representação visual do tema automóvel relacionado com impostos como o IUC.
Personal Car Loan

IUC in 2024: what it is, when it is paid, and what changes.

Do you have a car? Find out why you need to pay Vehicle Tax, what the amount is, and what changes this year compared to this tax.

13 Apr 20264 min

Taxas dos créditos aos consumidores aumentam: Como conseguir as melhores?
Personal Car Loan

Consumer credit rates rise: How to get the best ones?

In the second quarter, the maximum interest rates on consumer loans increased, according to the Bank of Portugal (BdP). Want to know how to get the best rates in the market for these loans? Read this article.

15 Mar 20242 min

Quatro carrinhos em miniatura vistos de cima, representando diferentes opções de automóveis financiados através de crédito automóvel.
Personal Car Loan

How to hire a car loan?

An auto credit is a personal financing with the specific purpose of acquiring a vehicle. But how does it work, what requirements are necessary and what should you decide before hiring? We explain next.

26 Mar 20245 min

Crédito ao consumo cada vez mais contratado para fazer face a despesas
Personal Credit Emergencies

Consumer credit increasingly used to cover expenses

Data reveals that Portuguese people have been increasingly contracting consumer credits to cover their expenses, as well as for more frivolous costs.

09 Apr 20245 min

Pessoa a colocar uma moeda num mealheiro em frente a um portátil, simbolizando poupança e gestão financeira inteligente.
Personal Consolidated Credit

How João and Carla saved 275€ per month.

By consolidating their credits, João and Carla saved €275 per month and €3,303.72 per year. Find out how!

02 May 20243 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a tied credit intermediary registered with Banco de Portugal under no. 0006860. Authorized services: presentation or proposal of credit contracts to consumers. Assistance to consumers, through preparatory acts or other pre-contractual management work relating to credit contracts that were not presented or proposed by it. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral de Depósitos, S.A., Banco BPI, S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A. - Branch in Portugal, Banco CTT, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Unión de Créditos Inmobiliarios, S.A., Establecimiento Financiero de Crédito (Sociedad Unipersonal) - Branch in Portugal, BNI - Banco de Negócios Internacional (Europa), S.A., Banco BIC Português, S.A., Unicre - Instituição Financeira de Crédito, S.A.