The terms PARI and PERSI refer to processes that banks initiate in order to prevent customer default on their loans, or to act after default. Understand better what they mean and how they work.
The fees associated with mortgage credit depend primarily on the type of interest rate you choose. Therefore, let's see what rate regimes exist, the impact of each one, and where you can analyze the cost of interest in the credit proposal.
As a Portuguese expatriate living abroad, it is possible to buy a property in Portugal. However, the housing loan conditions may be slightly different, depending on certain factors. But which ones?
The school year is almost here and it's time to start organizing the budget. Taking a course can be expensive, that's why there are financial products to help you, such as personal loans for students. Is your next future project to study? Find out how this credit works.
The retirement is coming and it's time to relax? Many Portuguese, when their careers end, want to move to a more peaceful area where they can enjoy their retirement. And Alentejo is always one of the most chosen options: Let's see why.
The sudden loss of income or the increase in interest rates can lead to situations of default in the payment of credit installments. An option capable of providing immediate savings is credit consolidation. How does it work?
Is it possible to buy a house with 100% financing from the bank? Currently, there are limits on the amount banks can lend. But there is an exception. We explain it in this article.
Are you planning to buy a new house and have already gone to the bank to assess your financial capacity to move forward? If so, and you now have a pre-approved home loan, find out how to proceed in finding the right property in this article.
The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?
Are you considering options to lower your monthly mortgage payment? Fixing the interest rate may be a solution. Let's see in this article what it means to fix the mortgage rate, how to do it, and what the impact is.
When buying a house through a bank loan, you may come across a language associated with mortgage credit that is somewhat complex. Such as the abbreviations related to interest rates, TMR and APR. So, what do they mean and represent?
The renegotiation of the conditions of a mortgage can be a solution for those seeking a lower installment. Find out how renegotiating a loan works and learn about the exception to the rule for 2023.
Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.
Getting a home loan can be a headache when it comes to opening your wallet. Therefore, it is essential to be informed in advance about the amounts you will need to have available. Learn about the costs of getting a home loan.
Are you looking to buy a house, but unsure about the right moment to proceed? Let's see, month by month, the best times to acquire a property.