Repaying a home loan will remain exempt from early repayment fees in 2025 in contracts with a variable rate indexed to an Euribor rate, for any term.
In 2023, it was possible to verify that early refunds and renegotiations significantly increased. According to the Bank of Portugal (BdP), this could be associated with the temporary suspension of fees. Understand better next.
Until the end of the year, no commission is charged for early repayment of the home loan. Learn about the special regime and how much is charged outside of the current regime.