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Home Loan Documents
Crédito habitação: BdP alivia teste de esforço exigido aos mutuários
Housing Credit Acquisition

Mortgage credit: BdP eases stress test required for borrowers.

Looking to hire a home loan? We have good news for you: The Bank of Portugal (BdP) has eased one of the requirements imposed on clients, making it easier to access this type of financing. Understand what changes in the stress test required by banks in this article.

17 Oct 20234 min

Mealheiro com moedas e pessoa a analisar despesas, representando os custos do crédito habitação.
Housing Credit Acquisition

How much does it cost to get a mortgage?

Hiring a home loan can be a headache in terms of opening your wallet. Therefore, it is essential to be informed beforehand about the values you will need to have available. Discover the costs of getting a home loan.

11 Aug 20235 min

Pessoa em reunião com consultor financeiro a analisar documentos de crédito habitação, com miniatura de casa sobre a mesa.
Housing Credit Acquisition

Mortgage credit: How to know if I have financial capacity?

To move forward with a loan application for your new home, you must go through preliminary stages: you must first know if you have the ability to pay a credit installment every month. Find out in this article how this pre-process works.

11 Aug 20234 min

Portadores de deficiência: Como funciona o crédito habitação bonificado?
Housing Credit Acquisition

People with disabilities: How does subsidized housing credit work?

Need to hire a housing loan and have a disability equal to or greater than 60%? Know that you are entitled to special conditions, with a subsidized interest rate. Learn about the housing loan for people with disabilities in this article.

11 Aug 20234 min

Pessoa a analisar e assinar documentos junto a um portátil, simbolizando a preparação de crédito habitação para estrangeiros.
Housing Credit Acquisition

Mortgage for foreigners: What documents are needed?

Are you a foreigner thinking of getting a mortgage in Portugal? The process can be simple, as long as you are informed beforehand. Find out what may differ in terms for locals, and what documents banks may ask for.

11 Aug 20234 min

Fachada superior de uma casa laranja com janela dupla e telhado branco contra céu azul.
Housing Credit Acquisition

Buying a house with a mortgage: What documents will the bank ask me for?

In order to analyze the level of risk for a mortgage, the bank requires certain documents from the proposed holders. Let's see what documentation is needed to submit to the bank for the mortgage, and how to choose the appropriate bank.

10 Aug 20234 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Intermediário de Crédito registo no Banco de Portugal com o nº 0006860

Financefy - Mediação de Seguros Lda, inscrita na ASF com o nº 423578365


Poupança no Minuto é uma marca detida por Financefy, S.A., Intermediário de crédito vinculado registado junto do Banco de Portugal com o n.º 0006860. Serviços autorizados a prestar: Apresentação ou proposta de contratos de crédito a consumidores. Assistência a consumidores, mediante a realização de atos preparatórios ou de outros trabalhos de gestão pré-contratual relativamente a contratos de crédito que não tenham sido por si apresentados ou propostos. Mutuantes: Bankinter, S.A. - Sucursal Em Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Sucursal Em Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Sucursal Em Portugal, Union De Créditos Inmobiliários, S.A., Establecimiento Financiero De Crédito (Sociedad Unipersonal) - Sucursal Em Portugal, Bni - Banco De Negócios Internacional (Europa), S.A., Banco Bic Português, Sa, Unicre - Instituição Financeira De Crédito, S.A.