Housing Credit Acquisition
Houses appreciated in 2023
The price of houses throughout 2023 has been rising, especially in 17 district capitals. But by how much has it increased and how to buy a house in 2024?
Articles about:
Mortgage credit
Mortgage Credit Renegotiation
Inflation rate drops in December: Find out the total average for 2023.
The inflation rate has dropped again, now to 1.4%. With this, it is now possible to finalize the average for the year 2023. Learn about the data involved and how to take advantage of this moment to review the budget.
Mortgage Credit Transfer
Mixed rate was the contracted regime in 71% of home loans in 2023.
The mixed interest rate represented 71% of housing credit contracts in 2023. Check out the data, released by the Bank of Portugal (BdP).
Mortgage Credit Transfer
Mortgage credit: Early repayments nearly double in 2023
With the rise in interest rates, early repayment of housing credit was a popular option for the Portuguese in 2023 to avoid high interest rates. Check out the numbers.
Mortgage Credit Transfer
BCE keeps interest rates unchanged: "Right time to secure better terms"
For the first time in over a year, the European Central Bank (ECB) decided to pause the rise in interest rates, keeping the values unchanged. According to João Lemos, Director of Savings Operations at Poupança no Minuto, this could be "the right moment to secure better conditions in housing credit".
Mortgage Credit Transfer
OE2024. How much can I save next year with the changes?
With the new measures outlined in the State Budget of 2024, which value the salaries of the Portuguese, how much can we save in total? According to the new changes that strengthen incomes, let's see the savings generated by each one, but also how much you can save if you have a mortgage and transfer it.
Housing Credit Acquisition
OE2024: Construction and real estate sector dissatisfied with response to issues.
At a conference, the Association of Industrialists of Civil Construction and Public Works (AICCOPN) and the Portuguese Confederation of Construction and Real Estate (CPCI) discussed the measures of the State Budget for 2024. Find out how these entities view the proposed measures and how to invest in construction or housing in the coming year.
Mortgage Savings Credit
Have a PPR? Redeem it by the end of 2024 to increase savings
The exceptional measure by the Government, which allows for the withdrawal of funds from your retirement savings plan (PPR) to increase your savings or invest in another project/product without penalties, has been extended until the end of 2024.
Mortgage Savings Credit
How will pension increases be in 2024?
After the resignation of the Prime Minister, António Costa, uncertainty hung over the measures planned in the State Budget for 2024. As for pension increases, it has already been confirmed that they will move forward, but by how much?
Mortgage Savings Credit
IRS 2024: What is the difference between the brackets and the withholding tables?
The Tax Authority (AT) has clarified the difference between the tax brackets and IRS withholding tables, so that taxpayers can better understand the tax they contribute to. Also, it is important to remember that in 2024, the bracket limits will be updated.
Mortgage Savings Credit
OE2024 approved: What changes in housing?
The Assembly of the Republic approved the State Budget for 2024. According to the Government's communication, after approval, Prime Minister António Costa ensures that Portuguese people will now have "a budget that continues the trajectory of income improvement, promotes investment, and protects the future." Let's find out what changes in terms of housing.
Mortgage Savings Credit
OE2024: Measures ensure largest increase ever
With the approval of the State Budget for 2024, the Government now ensures that the measures to come will mark the "biggest increase ever in support for families". But what measures stand out?
Housing Credit Acquisition
Maximum loan rates will rise in 2024: How to find the lowest rates?
The maximum interest rates on loans will be higher in the first quarter of next year. So how can you access proposals with lower rates? Find out in this article.
Mortgage Savings Credit
Mortgage credit: Euribor-indexed installments will decrease for all terms in 2024.
For those with a variable interest rate housing loan, 2024 brings good news: an expected relief in Euribor rates for three, six, and 12 month terms. Find out when.
Mortgage Savings Credit
How to enter 2024 with the right savings?
The year 2023 is now coming to an end and the hope for a better and more financially comfortable 2024 is evident. Therefore, we will help you evaluate all the options available so that you enter the new year with an organized budget.