Articles about:

Euribor

Will home loan payments decrease with the decrease in interest rates?

The European Central Bank (ECB) announced in June the first interest rate cut since 2016. But what impact will it have on housing loan installments?

Housing Credit Acquisition

Housing credit: Interest deduction in IRS only for contracts until 2011.

Only taxpayers who have taken out a home loan by December 2011 can deduct the interest from the contract in IRS. Understand what is at stake.

Mortgage Credit Transfer

Mortgage with variable rate? Find out if your installment goes down in February.

If you have a mortgage with a variable interest rate regime, indexed to the three or six month Euribor, it's official: you will see your monthly installment slightly decrease in February. Understand the values at play.

Mortgage Credit Transfer

Mortgage interest rate will rise in January. Verify at <URL>.

With the January revision to housing loans with variable rate indexed to Euribor, Portuguese repayments will rise again, but it is the least significant increase since 2022. Find out the numbers at stake, and how to effectively reduce the installment.

Mortgage Credit Transfer

Do you have a mortgage? 2024 brings relief from monthly installments.

For home loan holders with variable interest rate, 2024 finally brings a relief in monthly installments: There is a forecasted decrease in various Euribor rates, with a slowdown in reference interest rates. Understand better what is expected this year and how to immediately reduce your loan installment.

Mortgage Credit Renegotiation

Portuguese citizens believe the standard of living will worsen: How to prepare?

According to Eurobarometer, 83% of the Portuguese respondents believe that their standard of living will worsen by 2024. So, how can one protect themselves from this prediction if they have insurance and loans?

Mortgage Credit Renegotiation

House installment linked to 3-month Euribor will decrease in December and January.

For those who have contracted the three-month Euribor on their variable rate mortgage, in December and January they will begin to feel a slight reduction in the monthly installment they pay. This is because interest rates have already reached the maximum limit. Understand better when each term begins to impact the house payment.

Mortgage Credit Renegotiation

Inflation rate drops in Portugal and in the Eurozone.

The inflation rate is starting to decrease, both nationally and in the Eurozone. Learn about the data and find out how to stabilize your budget.

Mortgage Credit Transfer

I was under the PARI. Can I fix the house payment?

The issue arises within the scope of the legislation of the new Government measure to support the Portuguese with their home loans, fixing and lowering the monthly amounts. Find out if you have already been or are currently under the PARI program with your mortgage, you can join the support in question.

Housing Credit Acquisition

Explaining the Euribor: Find out everything about this benchmark.

Has Euribor been your worst nightmare? If you have a housing loan with a variable rate, this rate has been the reason your monthly installment has increased. We will explain why, below.

Mortgage Credit Transfer

Increase in interest rates: How to reduce the installment of my housing loan?

The European Central Bank (ECB) has announced a new increase in interest rates, which also leads to an increase in Euribor rates at various maturities. Therefore, Portuguese people with variable interest rates on their home loans will once again see their monthly payments increase. So, what options can we take to lower the amount to be paid for the home loan?