Housing Credit Acquisition
Houses appreciated in 2023
The price of houses throughout 2023 has been rising, especially in 17 district capitals. But by how much has it increased and how to buy a house in 2024?
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Credit Intermediation
Lease
Median income per m2 increased in the 3rd quarter of 2023
According to INE, the median rent per square meter increased in the 3rd quarter of 2023. In the face of this data, how to rent a house in the near future?
Housing Credit Acquisition
Average rental and home sale prices significantly increased from 2022 to 2023.
The average value of both rents and house prices increased significantly in 2023 compared to 2022. Find out the numbers in question, and how to find the property at the best cost.
Housing Credit Acquisition
Is it worth buying a house to rent out? Discover the 2023 data.
According to data released by Idealista and later shared in a news article by Notícias ao Minuto, in 2023 it was worthwhile to buy a house to rent in most Portuguese cities. Find out more about the data, the profitability by district, and if the process is worth it, then.
Mortgage Savings Credit
Mortgage credit: Average annual interest rate settles at 3.612% in 2023
Notice the data released by the National Institute of Statistics (INE) and learn how to download your home installment.
House for Sale
Fewer homes sold in 2023? Prices increased by 11.8%
According to data released, fewer houses were sold in 2023 compared to the previous year, but the justification may lie in the increase in prices. Understand better, next.
Mortgage Credit Transfer
ECB keeps interest rates unchanged at 1st meeting of the year
The European Central Bank (ECB) keeps interest rates unchanged, continuing the pause in rate hikes at the first meeting of the year. Find out more next.
Mortgage Credit Transfer
Mortgage credit: Early repayments nearly double in 2023
With the rise in interest rates, early repayment of housing credit was a popular option for the Portuguese in 2023 to avoid high interest rates. Check out the numbers.
Mortgage Credit Renegotiation
Mortgage renegotiations increase 5 times more in 2023.
Home loan renegotiations rise to 8.8 billion euros - a 5 times growth from 2022 to 2023. Understand better what is at stake, in the link below.
Mortgage Credit Transfer
BCE keeps interest rates unchanged: "Right time to secure better terms"
For the first time in over a year, the European Central Bank (ECB) decided to pause the rise in interest rates, keeping the values unchanged. According to João Lemos, Director of Savings Operations at Poupança no Minuto, this could be "the right moment to secure better conditions in housing credit".
Housing Credit Acquisition
Banking commissions increasing: Banco de Portugal provides a comparator.
Bank commissions continue to be increased by banks, following the rise in interest rates. So, find out how to compare values and how to minimize the impact of this cost on housing credit.
House Purchase
Comprar casa em Oeiras? Conheça o concelho da poesia
Oeiras é um concelho marcado pelas áreas verdes e a proximidade ao mar, com destaque para o conhecido Parque dos Poetas. É uma excelente zona habitacional para quem procura criar família. Conheça este concelho num minuto, e avance com a compra da sua casa para a vida.
Lease
Are you a tenant? Get ready for the rent increase in 2024
Do you live in a rented house? The maximum annual rent update ceiling of 2%, limited by the government in 2023, will no longer exist in 2024. The new solution is still being studied, but landlords already confess to terminating contracts if a new brake is imposed. Find out how much your rent can increase and what solutions to choose in case of a tight budget.
Housing Credit Acquisition
OE 2024. Are you buying a house? Find out if you will be exempt from IMT
The boundaries of the Taxable Heritage Value of a property up to which it is exempt from paying IMT will change in 2024, as indicated by the new State Budget proposal for the next year. Therefore, if you are thinking of buying a house in 2024, take this factor into consideration. Find out the new threshold in this article.
Housing Credit Acquisition
OE2024: What is expected in housing and how to prepare for it.
The measures for housing in 2024 have been strengthened and detailed in the new State Budget. We explain in this article what changes for the next year and how to prepare at the level of housing credit.