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What is LTV
O que é o LTC e o LTV no crédito?
Housing Credit Acquisition

What is LTC and LTV in credit?

Do you know the purpose of Loan-to-Cost (LTC) and Loan-to-Value (LTV) ratios in financing? Find out more.

26 Sep 2024 • 2 min

Mãos de homem em cima de dossier aberto com separadores a escrever como representação do cálculo do LTV
Housing Credit Acquisition

Home credit: Why is it considered the lowest value between acquisition and evaluation for LTV?

For home credit - housing, some measures are used to determine the loan risk for the bank. Understand what LTV is and why the lower value between acquisition and evaluation is used to calculate it.

12 Jun 2024 • 3 min

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Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365

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Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365