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Mixed Taxonomy
Quais as diferenças entre taxa fixa e variável? | Dicas para poupar com Gonçalo Malheiro
Tips

What are the differences between fixed and variable rates? | Tips for saving with Gonçalo Malheiro.

Stay tuned for this new section Tips for saving with Gonçalo Malheiro, Financial Educator and creator of digital content related to finances.

16 Sep 20241 min

Crédito habitação: 74% dos novos empréstimos contratados com taxa mista
Housing Credit Acquisition

Mortgage Credit: 74% of new loans taken out at mixed rate

The data from BdP is clear: three quarters of new housing credits contracted in the month of July were contracted with the mixed interest rate regime. Check out the numbers.

10 Sep 20242 min

Contratação de novos créditos habitação com taxa mista atinge recorde
Mortgage Credit Transfer

New home loan contracts with mixed rates reach record levels.

The hiring of new mortgage loans with a mixed interest rate reached a record weight totaling 75% of the processes in April, according to the Bank of Portugal (BdP). Understand better next.

20 Jun 20243 min

Taxa de juro do crédito habitação cai pelo 2.º mês consecutivo
Housing Credit Acquisition

Mortgage interest rate drops for the 2nd consecutive month.

It is the second consecutive month that home loan interest rates have decreased: Understand the data involved and how to access the best rates in this financing.

02 May 20242 min

Porque a medida para fixar prestação da casa não abrangeu todos os créditos elegíveis?
Mortgage Credit Transfer

Why did the measure to fix mortgage installment not cover all eligible credits?

The government's measure to set the monthly house payment did not cover all contracts that would be eligible for the process. Find out why and how to fix the installment in a different way.

26 Apr 20243 min

Crédito habitação: Renegociação e taxa mista foram preferência em janeiro
Mortgage Credit Renegotiation

Home loan: Renegotiation and mixed-rate were preferred in January.

January was marked by renegotiation processes and hiring of mixed rate in housing credit. Get to know the data from the Bank of Portugal (BdP).

15 Mar 20242 min

Corte nas taxas de juro pode estar mais perto que o previsto no semestre passado
Mortgage Credit Transfer

Rate cuts may be closer than expected in the past semester.

The interest rate cut may be closer than expected, but until it arrives: there are also other immediate solutions for you to save on your home loan installment.

27 Feb 20243 min

Crédito habitação com taxa mista: Afinal, como funciona?
Mortgage Credit Transfer

Mortgage with mixed interest rate: How does it work after all?

The mixed interest rate combines two regimes: the fixed rate with the variable rate. What has been proven to be the most advantageous option for many clients. Learn how it works.

26 Feb 20243 min

Crédito habitação: Taxa de juro média diminui em dezembro
Mortgage Credit Transfer

Mortgage credit: Average interest rate decreases in December

The average interest rate on home loans dropped for the 3rd consecutive time in December 2023. Find out which values are at stake next.

23 Feb 20243 min

Taxa mista foi o regime contratado em 71% dos créditos habitação em 2023
Mortgage Credit Transfer

Mixed rate was the contracted regime in 71% of home loans in 2023.

The mixed interest rate represented 71% of housing credit contracts in 2023. Check out the data, released by the Bank of Portugal (BdP).

14 Feb 20243 min

Crédito habitação: Dedução dos juros no IRS só para contratos até 2011
Housing Credit Acquisition

Housing credit: Interest deduction in IRS only for contracts until 2011.

Only taxpayers who have taken out a home loan by December 2011 can deduct the interest from the contract in IRS. Understand what is at stake.

08 Feb 20243 min

BCE mantém taxas de juro inalteradas na 1.ª reunião do ano
Mortgage Credit Transfer

ECB keeps interest rates unchanged at 1st meeting of the year

The European Central Bank (ECB) keeps interest rates unchanged, continuing the pause in rate hikes at the first meeting of the year. Find out more next.

05 Feb 20244 min

Crédito habitação: Taxa de juro média anual fixa-se em 3,612% em 2023
Mortgage Savings Credit

Mortgage credit: Average annual interest rate settles at 3.612% in 2023

Notice the data released by the National Institute of Statistics (INE) and learn how to download your home installment.

24 Jan 20243 min

Taxas de juro vão baixar no verão? Largarde assume possibilidade
Mortgage Savings Credit

Interest rates will lower in the summer? Lagarde assumes possibility.

Christine Lagarde, President of the European Central Bank (ECB), acknowledges the possibility of interest rates potentially being cut in the summer. Understand the leader's words better in the article.

24 Jan 20243 min

Taxa de inflação na zona euro aumenta em dezembro
Mortgage Credit Transfer

Inflation rate in the euro area increases in December

After a downward cycle for seven months, the inflation rate in the Eurozone is now increasing again in December, according to Eurostat data. Understand what is at stake and how to ensure greater budget stability, in the face of the instability of the current economic situation.

12 Jan 20243 min