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Mixed Taxonomy

Mortgage credit: Average annual interest rate settles at 3.612% in 2023

Notice the data released by the National Institute of Statistics (INE) and learn how to download your home installment.

Mixed rate was the contracted regime in 71% of home loans in 2023.

The mixed interest rate represented 71% of housing credit contracts in 2023. Check out the data, released by the Bank of Portugal (BdP).

Mortgage Credit Transfer

ECB keeps interest rates unchanged at 1st meeting of the year

The European Central Bank (ECB) keeps interest rates unchanged, continuing the pause in rate hikes at the first meeting of the year. Find out more next.

Mortgage Savings Credit

Mortgage credit: Euribor-indexed installments will decrease for all terms in 2024.

For those with a variable interest rate housing loan, 2024 brings good news: an expected relief in Euribor rates for three, six, and 12 month terms. Find out when.

Mortgage Credit Transfer

Do you have a mortgage? 2024 brings relief from monthly installments.

For home loan holders with variable interest rate, 2024 finally brings a relief in monthly installments: There is a forecasted decrease in various Euribor rates, with a slowdown in reference interest rates. Understand better what is expected this year and how to immediately reduce your loan installment.

Housing Credit Acquisition

Guide with everything you need to know to apply for a mortgage loan.

Acquiring a home is one of the biggest investments in a person's life. For many, this involves resorting to a housing credit. This guide offers a comprehensive overview of the main aspects to consider when contracting a housing credit, from comparing proposals to the final deed.

Tips

What are the differences between fixed and variable rates?

Stay tuned for this new section Tips to save money with Gonçalo Malheiro, Financial Educator and creator of digital content related to finances.

Housing Credit Acquisition

Mortgage Credit: 74% of new loans taken out at mixed rate

The data from BdP is clear: three quarters of new housing credits contracted in the month of July were contracted with the mixed interest rate regime. Check out the numbers.

Mortgage Credit Transfer

New home loan contracts with mixed rates reach record levels.

The hiring of new mortgage loans with a mixed interest rate reached a record weight totaling 75% of the processes in April, according to the Bank of Portugal (BdP). Understand better next.

Housing Credit Acquisition

Mortgage interest rate drops for the 2nd consecutive month.

It is the second consecutive month that home loan interest rates have decreased: Understand the data involved and how to access the best rates in this financing.

Mortgage Credit Transfer

Why did the measure to fix mortgage installment not cover all eligible credits?

The government's measure to set the monthly house payment did not cover all contracts that would be eligible for the process. Find out why and how to fix the installment in a different way.

Mortgage Credit Renegotiation

Home loan: Renegotiation and mixed-rate were preferred in January.

January was marked by renegotiation processes and hiring of mixed rate in housing credit. Get to know the data from the Bank of Portugal (BdP).

Mortgage Credit Transfer

Rate cuts may be closer than expected in the past semester.

The interest rate cut may be closer than expected, but until it arrives: there are also other immediate solutions for you to save on your home loan installment.

Mortgage Credit Transfer

Mortgage with mixed interest rate: How does it work after all?

The mixed interest rate combines two regimes: the fixed rate with the variable rate. What has been proven to be the most advantageous option for many clients. Learn how it works.

Mortgage Credit Transfer

Mortgage credit: Average interest rate decreases in December

The average interest rate on home loans dropped for the 3rd consecutive time in December 2023. Find out which values are at stake next.