analytics
Incumprimento no crédito habitação: Consequências e soluções

Default on mortgage: Consequences and solutions.

Learn what happens if you default on your home loan, and how to resolve it.

29 Oct 2024 • 1 min

Liked what you just read? Share it!

Failure to comply with home credit can create difficult situations for borrowers, but there are mechanisms that help deal with these difficulties, such as the PERSI (Extrajudicial Procedure for Regularizing Non-Compliance Situations) and the PARI (Action Plan for Default Risk).

These processes aim to support clients in renegotiating credit before the situation worsens. In addition, those who default must be aware that they may be charged with late fees, increasing the total debt amount. Understand everything in the articles below.

Related articles:

  1. Failure to pay housing credit: Learn what PERSI can do for you.
  2. PARI and PERSI: What are these processes in credit default? Find out more at https://www.poupancanominuto.com/artigos/credito-habitacao/pari-e-persi-o-que-sao-estes-processos-no-incumprimento-de-credito
  3. I defaulted on my mortgage, do I have to pay default interest? (Translated from Portuguese)

Newsletter

Subscribe to our newsletter and don't miss any content.



Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365

Poupança no Minuto is a brand owned by Financefy, S.A., a linked credit intermediary registered with the Bank of Portugal under number 0006860. Services authorized to provide: Presentation or proposal of credit agreements to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by the company. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Real Estate Credit Union, S.A., Credit Financial Establishment (Sole Proprietorship) - Branch in Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Credit Financial Institution, S.A.