analytics
Amortização de crédito habitação: Opções para reduzir a dívida

Mortgage amortization: Options to reduce debt

Learn how to partially or fully repay the debt of your home loan.

29 Oct 2024 • 1 min

Liked what you just read? Share it!

Repaying the housing loan in advance can be a good strategy to reduce the total amount owed and save on interest. Amortization can decrease the contract term or the amount of monthly installments. In 2023, repayments almost doubled, highlighting the increasing interest in this practice. Redeeming a PPR is also an option for repaying the loan, with specific rules.

However, it is important to consider the fees that may be charged by the bank when making an early repayment. Learn all about early repayment in home loans, in these articles.

Related articles:  

  1. How to make an early repayment of my housing credit? Find out more at https://www.poupancanominuto.com/artigos/credito-habitacao/como-fazer-uma-amortizacao-antecipada-do-meu-credito-habitacao
  2. When amortizing a housing loan, how much time can I reduce from the contract? (Translated from Portuguese)
  3. Redeeming PPR to pay off housing credit? Find out how.
  4. Home loan: Early repayments nearly double in 2023.
  5. How much do I pay in advance repayment commission on home loans?
  6. Home loan: Early repayment commission will continue to be suspended in 2025. More info

Newsletter

Subscribe to our newsletter and don't miss any content.



Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365

Poupança no Minuto is a brand owned by Financefy, S.A., a linked credit intermediary registered with the Bank of Portugal under number 0006860. Services authorized to provide: Presentation or proposal of credit agreements to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by the company. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Real Estate Credit Union, S.A., Credit Financial Establishment (Sole Proprietorship) - Branch in Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Credit Financial Institution, S.A.