analytics
Comprar casa: O que deve verificar antes de fechar negócio

Buying a house: What you should check before closing the deal

A DECO PROTeste warns of essential precautions that can prevent headaches (and unexpected expenses) in the future.

11 Jun 20253 min

Gostou do que leu? Partilhe!

Know what you must really check before buying a house.

Are you thinking about buying a house, especially a used one? Before proceeding, these are the details you can't ignore, according to DECO PROteste cited by Notícias ao Minuto:

Used houses: Increased attention to hidden signs.

Visiting a house calmly is essential - and if possible, take someone with knowledge of civil construction. According to DECO PROTeste, used properties require a more attentive look, especially if they have undergone recent renovations. New paintings or finishes can hide structural problems such as infiltrations, which may reappear later. Visit a house with someone knowledgeable about the construction industry.

Stains of humidity: Warning signal

In old buildings, pay special attention to stains of humidity on the walls. These marks can indicate serious failures in the plumbing. A problem that, besides compromising the structure of the property, can imply high repair costs.

Check the building's history with the condominium.

Before closing the deal, it is worth contacting the condominium administration. Ask to consult the minutes of the meetings because you will find information about recent works and any planned interventions. Also, pay attention to the values involved: works in common areas such as the façade, roof, or main pipelines can be quite costly and directly affect your budget. (Source: https://www.poupancanominuto.com/artigos/imobiliario/venda-de-casa-como-pedir-a-declaracao-de-nao-divida-ao-condominio)

Energy certificate: What does it reveal about the house?

Do not ignore the energy certificate of the property. This document contains relevant information about construction materials, thermal and energy efficiency, and factors that can influence the comfort of the dwelling and energy costs. For example, windows with poor insulation capacity may require future work. This information can even be useful in negotiating the purchase price.

New house? Benefit from legal guarantee.

Opting for a new house has an important advantage: the legal guarantee. All new properties are covered by a warranty period of five years. If the problems are structural (such as foundations or beams), the warranty extends up to ten years. Even if the property is sold during this period, the new owner retains the right to the guarantee until the end of the term. [Source: www.poupancanominuto.com]

Buying a house is an important step with many details to consider. Analyze the property carefully, inquire with the condominium, check the energy certificate, and, in the case of new properties, know your rights regarding the warranty.

Looking to move forward with buying a house using mortgage credit, safely, with clear information, and without bureaucracy? The credit intermediaries at Poupança no Minuto take care of the entire process at no cost and find the best market proposal for you! Simulate now:

Newsletter

Assine a nossa newsletter e não perca nenhum conteúdo.



Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Intermediário de Crédito registo no Banco de Portugal com o nº 0006860

Financefy - Mediação de Seguros Lda, inscrita na ASF com o nº 423578365


Poupança no Minuto é uma marca detida por Financefy, S.A., Intermediário de crédito vinculado registado junto do Banco de Portugal com o n.º 0006860. Serviços autorizados a prestar: Apresentação ou proposta de contratos de crédito a consumidores. Assistência a consumidores, mediante a realização de atos preparatórios ou de outros trabalhos de gestão pré-contratual relativamente a contratos de crédito que não tenham sido por si apresentados ou propostos. Mutuantes: Bankinter, S.A. - Sucursal Em Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Sucursal Em Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Sucursal Em Portugal, Union De Créditos Inmobiliários, S.A., Establecimiento Financiero De Crédito (Sociedad Unipersonal) - Sucursal Em Portugal, Bni - Banco De Negócios Internacional (Europa), S.A., Banco Bic Português, Sa, Unicre - Instituição Financeira De Crédito, S.A.