As interest rates have risen, so have the costs of building properties, making it difficult for Portuguese people to access housing. The costs of building a house have increased again in August, but there are options to facilitate this process. Learn about housing construction credit in this article.
At a conference, the Association of Industrialists of Civil Construction and Public Works (AICCOPN) and the Portuguese Confederation of Construction and Real Estate (CPCI) discussed the measures of the State Budget for 2024. Find out how these entities view the proposed measures and how to invest in construction or housing in the coming year.
Want to buy a property and don't know the steps to move forward with the process? We explain, in this article, three phases you should follow before buying a house, and how credit intermediaries can help.
When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.
The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?
Are you planning to buy a new house and have already gone to the bank to assess your financial capacity to move forward? If so, and you now have a pre-approved home loan, find out how to proceed in finding the right property in this article.
Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.
Are you going to apply for a mortgage and came across the concept of spread? This is one of the rates associated with this loan and can vary depending on some aspects. Understand how spread works so that you have a rate adjusted to your budget.
New measures regarding credits were announced, which can now benefit consumers. In order to facilitate access to housing credit and others, this decree dictates the end of some commissions: find out more at [URL].
Are you a foreigner thinking of getting a mortgage in Portugal? The process can be simple, as long as you are informed beforehand. Find out what may differ in terms for locals, and what documents banks may ask for.
In order to analyze the risk level for a mortgage loan, the bank requires certain documents from the proposed holders. Let's see what documentation is necessary to submit to the bank for the mortgage loan, and how to choose the appropriate bank.
Getting a home loan can be a headache when it comes to opening your wallet. Therefore, it is essential to be informed in advance about the amounts you will need to have available. Learn about the costs of getting a home loan.
The spread is one of the interest rates for mortgage loans and measures the level of risk a client poses to banking institutions. Its value depends on the guarantees provided by clients. Let's see how the spread is calculated, how to lower its value, and the impact of lowering it or not.
Buying a foreclosed home can be a solution for those looking to acquire a property with less capital. A foreclosed property may have a lower purchase value, but it also has its disadvantages. Learn all about foreclosed houses.
Portugal has always been a popular destination for celebrities in the real estate market. Many famous individuals seek refuge in the country due to its tranquility, picturesque landscapes, and paradisiacal beaches. But in which areas are they investing?