Related to: "Explaining the Euribor: Find out everything about this benchmark."

How can I lower the installment of my home loan credit?

Housing credit: what measures can reduce the monthly amount to pay?

I was under the PARI. Can I fix the house payment?

The issue arises within the scope of the legislation of the new Government measure to support the Portuguese with their home loans, fixing and lowering the monthly amounts. Find out if you have already been or are currently under the PARI program with your mortgage, you can join the support in question.

Mortgage Credit Renegotiation

Inflation rate drops in Portugal and in the Eurozone.

The inflation rate is starting to decrease, both nationally and in the Eurozone. Learn about the data and find out how to stabilize your budget.

Mortgage Credit Renegotiation

Portuguese citizens believe the standard of living will worsen: How to prepare?

According to Eurobarometer, 83% of the Portuguese respondents believe that their standard of living will worsen by 2024. So, how can one protect themselves from this prediction if they have insurance and loans?

Mortgage Credit Renegotiation

House installment linked to 3-month Euribor will decrease in December and January.

For those who have contracted the three-month Euribor on their variable rate mortgage, in December and January they will begin to feel a slight reduction in the monthly installment they pay. This is because interest rates have already reached the maximum limit. Understand better when each term begins to impact the house payment.

Mortgage Credit Transfer

Do you have a mortgage? 2024 brings relief from monthly installments.

For home loan holders with variable interest rate, 2024 finally brings a relief in monthly installments: There is a forecasted decrease in various Euribor rates, with a slowdown in reference interest rates. Understand better what is expected this year and how to immediately reduce your loan installment.

Mortgage Credit Transfer

Variable-rate mortgage: How much will the payment increase in January?

With the January revision to housing loans with variable rate indexed to Euribor, Portuguese repayments will rise again, but it is the least significant increase since 2022. Find out the numbers at stake, and how to effectively reduce the installment.

Housing Credit Acquisition

Housing credit: Interest deduction in IRS only for contracts until 2011.

Only taxpayers who have taken out a home loan by December 2011 can deduct the interest from the contract in IRS. Understand what is at stake.

Mortgage Credit Transfer

Mortgage with variable rate? Find out if your installment goes down in February.

If you have a mortgage with a variable interest rate regime, indexed to the three or six month Euribor, it's official: you will see your monthly installment slightly decrease in February. Understand the values at play.

Mortgage Credit Transfer

Will home installments decrease with falling interest rates?

The European Central Bank (ECB) announced in June the first interest rate cut since 2016. But what impact will it have on mortgage payments?

Housing Credit Acquisition

Is it harder to get a loan when the Euribor goes up?

With the increase in interest rates, banks reduce the amount of financing available to families, making access to credit more restricted. Understand how the Euribor influences your ability to obtain a loan.

Housing Credit Acquisition

Crédito habitação: Qual prazo da Euribor escolher?

Ao contratar um crédito habitação com taxa variável, um dos pontos mais importantes é decidir qual prazo da Euribor escolher: 3, 6 ou 12 meses. Esta decisão pode impactar diretamente a previsibilidade das suas prestações, o risco que assume e até o valor que paga a cada revisão. Neste artigo, explicamos as diferenças práticas entre os prazos da Euribor, os perfis mais indicados para cada um e como tomar a melhor decisão em 2025.

Housing Credit Acquisition

A prestação da casa vai mudar? Veja como calcular após a revisão da Euribor

Saber como calcular a nova prestação do crédito habitação após a revisão da Euribor é essencial para evitar surpresas no orçamento familiar. Neste artigo, explicamos de forma simples o que muda, quando acontece e como simular a prestação da casa de forma realista.

House Purchase

What should you do before buying a house?

Want to buy a property and don't know the steps to follow in the process? In this article, we explain three phases that you must go through before buying a house, and how credit intermediaries can help.

Housing Credit Acquisition

FINE: Learn how to analyze a credit proposal

When buying a house with a mortgage, you may come across confusing terms. If you have started the process and the bank has given you a sheet called FINE, understand its purpose and how to analyze it.