Are you in the process of buying a house and the deed is approaching? Understand what this moment represents, what you have to pay, and which documents you need to take with you so that everything goes smoothly on the contract signing.
When buying a property, you are subject to paying taxes under the Portuguese tax system. Usually, you have to pay the Municipal Property Transfer Tax (IMT) and the Stamp Duty Tax (IS). But what do these taxes represent? Is it possible to be exempt? Find out everything in this article.
According to data released by Idealista and later shared in a news article by Notícias ao Minuto, in 2023 it was worthwhile to buy a house to rent in most Portuguese cities. Find out more about the data, the profitability by district, and if the process is worth it, then.
For each taxpayer, the State collects a certain amount through taxes and social contributions. Do you know how much it is? And how much do taxes represent in buying a house? Read on.
The tax calendar for 2024 is already known, specifically for IRS, IUC, and IMI. Do you pay any of these? Then stay informed about the following deadlines.
Do you have a car? Find out why you have to pay the vehicle tax, how much it is, and what changes this year.
The Tax Authority clarifies which resale properties are entitled to IMT exemption under the Mais Habitação program.
For property owners or landowners, May brings the payment of the Municipal Property Tax (IMI) by the end of 2023. Find out if you may be exempt from this payment and, if not, what is the deadline to pay.
Pay attention to these three important points highlighted by the Tax Authority on their social media regarding the Vehicle Tax (IUC).
A Autoridade Tributária e Aduaneira (AT) veio explicar a questão: saiba em seguida.
The boundaries of the Taxable Heritage Value of a property up to which it is exempt from paying IMT will change in 2024, as indicated by the new State Budget proposal for the next year. Therefore, if you are thinking of buying a house in 2024, take this factor into consideration. Find out the new threshold in this article.
When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.
The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?
When buying a house through a bank loan, you may come across a language associated with mortgage credit that is somewhat complex. Such as the abbreviations related to interest rates, TMR and APR. So, what do they mean and represent?
The interest rate you choose for your mortgage directly impacts the amount you will pay monthly. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the credit?