If you are thinking of buying a house or getting credit to achieve another personal goal like buying a car or a trip, you have certainly come across the term "credit intermediaries". But what are credit intermediaries? What do they do?
Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.
Are you going through a divorce and have a property together with your ex-spouse, through a housing loan? Find out what can be done to the credit contract, depending on whether any of the members want to keep the property or not.
The school year is almost here and it's time to start organizing the budget. Taking a course can be expensive, that's why there are financial products to help you, such as personal loans for students. Is your next future project to study? Find out how this credit works.
The return to school is approaching and this is a financially turbulent time for parents. But there are some strategies that can help you spend less money and not tighten your budget. Let's see which ones?
The Nations Park was a redeveloped area with the project of the World Exhibition, with its theme "The Oceans, a Heritage for the Future", focused on honoring the navigators of the Portuguese Discoveries. Since then, it has become a residential and urban reference area. Will it be the ideal place to settle down? Understand the history of this area, and what it has to offer to its residents.
The retirement is coming and it's time to relax? Many Portuguese, when their careers end, want to move to a more peaceful area where they can enjoy their retirement. And Alentejo is always one of the most chosen options: Let's see why.
It's true: Savings in a Minute now has a blog! The credit intermediary and insurance mediator now complements its services with reliable information. But who is Savings, what sets it apart from other brands, what it believes in, and what it offers? That's what we will talk about in this article.
The process of buying a house with a housing loan is costly, but know that you don't need to spend all your savings. The more informed you are, the less risks you run of losing money in this process. That's why many Portuguese people turn to a credit intermediary to guide them through the contracting process. Find out how credit intermediation can help you in this article.
Your credit or credit transfer was rejected by the bank due to the exceeded DSTI ratio with stress? This ratio can lead to non-approval of financing, if it exceeds 50%. But, after all, what does it represent in credit and how can you work around it?
When it comes to housing credit for non-residents in Portugal, the process can seem confusing to foreigners. That's why we spoke with Kristen (fictional name), who explained how her process unfolded and the importance of seeking help from a real estate agency and, especially, a credit intermediary.
Do you need to renegotiate your home loan because you can't afford high monthly payments right now? Forbearance and capital deferment may be the ideal solutions for you. Learn about both processes in this article.
Not complying with the repayment obligations of a loan such as a housing credit implies having consequences, such as interest and fees. One of them being late interest, which adds to the outstanding amount. Let's see how much this amount can be.
Has Euribor been your worst nightmare? If you have a housing loan with a variable rate, this rate has been the reason your monthly installment has increased. We will explain why, below.
Hiring an insurance can be a challenge, due to all the complex concepts used by professionals. That is why we have gathered in this glossary all the terms you should know, in order to be able to subscribe to an insurance informedly.