The issue arises within the scope of the legislation of the new Government measure to support the Portuguese with their home loans, fixing and lowering the monthly amounts. Find out if you have already been or are currently under the PARI program with your mortgage, you can join the support in question.
Home loan renegotiations rise to 8.8 billion euros - a 5 times growth from 2022 to 2023. Understand better what is at stake, in the link below.
Desde manutenção da isenção de comissões de amortização, à possibilidade de renegociar condições contratuais, conheça as opções disponíveis para otimizar o seu crédito habitação e evitar situações de incumprimento.
Have you defaulted on your home loan? PERSI can help. Learn about the plan that banks must follow in this case, and find out how to save on your monthly installment.
The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?
Intends to buy a new house, and have you already gone to the bank to assess your financial capacity to move forward? If yes, and you now have a pre-approved housing loan, find out how to proceed in finding the right property, in this article.
When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?
Are you going to take out a mortgage to buy your house? Know that throughout the process, you may come across confusing terms. We have prepared a glossary on mortgage credit to help you understand everything.
The sudden loss of income or an increase in interest rates can lead to situations of defaulting on loan payments. Consolidating loans is an option that can provide immediate savings. How does it work?
New measures regarding credits were announced, which can now benefit consumers. In order to facilitate access to housing credit and others, this decree dictates the end of some commissions: find out more at [URL].
In order to analyze the level of risk for a mortgage, the bank requires certain documents from the proposed holders. Let's see what documentation is needed to submit to the bank for the mortgage, and how to choose the appropriate bank.
Hiring a home loan can be a headache in terms of opening your wallet. Therefore, it is essential to be informed beforehand about the values you will need to have available. Discover the costs of getting a home loan.
The spread is one of the interest rates for mortgage loans and measures the level of risk a client poses to banking institutions. Its value depends on the guarantees provided by clients. Let's see how the spread is calculated, how to lower its value, and the impact of lowering it or not.
Buying a foreclosed home can be a solution for those looking to acquire a property with less capital. A foreclosed property may have a lower purchase value, but it also has its disadvantages. Learn all about foreclosed houses.
Buying a vacation home to invest or rent through a second home loan is possible. But in which cases is it allowed and how does a secondary housing loan work?