Given the context we are going through of an energy crisis, with the beginning of the war in Ukraine, it is important to know solutions to make our home more energy efficient. So, in order to stop the monthly energy bill from getting worse, how can I make my home more efficient?
Want to save on household energy? DECO PROteste conducted a test to determine the best strategy. Read more at:
The choice of windows you install in your home can affect the amount to pay on the energy bill, as well as the market value of the house. Learn more.
If you are thinking of buying a house or getting credit to achieve another personal goal like buying a car or a trip, you have certainly come across the term "credit intermediaries". But what are credit intermediaries? What do they do?
Want to buy a property and don't know the steps to follow in the process? In this article, we explain three phases that you must go through before buying a house, and how credit intermediaries can help.
When buying a house with a mortgage, you may come across confusing terms. If you have started the process and the bank has given you a sheet called FINE, understand its purpose and how to analyze it.
The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?
Are you planning to buy a new house and have already gone to the bank to assess your financial capacity to move forward? If so, and you now have a pre-approved home loan, find out how to proceed in finding the right property in this article.
When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?
Are you going to take out a mortgage to buy your house? Know that throughout the process, you may come across confusing terms. We have prepared a glossary on mortgage credit to help you understand everything.
The sudden loss of income or an increase in interest rates can lead to situations of defaulting on loan payments. Consolidating loans is an option that can provide immediate savings. How does it work?
The mortgage credit process goes through several stages, starting with sending documents to the bank. Next, the bank needs to evaluate if the credit holders have the conditions to proceed, and only then is the credit pre-approved. But what comes next?
Are you going to hire a housing loan and came across the concept of spread? This is one of the rates associated with this loan and can vary depending on some aspects. Learn how spread works so that you have a rate tailored to your portfolio.
Is it worth hiring health insurance? According to each individual's needs, the answer will always be affirmative. But then, what does it cover, what does it exclude, and what are the advantages of subscribing to this insurance?
Is it possible to buy a house being 100% financed by the bank? Currently, there are limits to the value banks can lend. However, there is an exception. We explain which in this article.