The sudden loss of income or the increase in interest rates can lead to situations of default in the payment of credit installments. An option capable of providing immediate savings is credit consolidation. How does it work?
The return to school can be a painful time for parents who have to buy school supplies for their children, make or renew school registrations. This is why it is important to be prepared for what this context holds. So, how to save on short-term expenses?
Are you in default with your home loan? The PERSI can help. Learn about the plan that banks must follow in this case, and find out how to save on your monthly installment.
The maximum interest rates on loans will be higher in the first quarter of next year. So how can you access proposals with lower rates? Find out in this article.
The year 2023 is now coming to an end and the hope for a better and more financially comfortable 2024 is evident. Therefore, we will help you evaluate all the options available so that you enter the new year with an organized budget.
According to DECO Proteste, some families have 20 loans, with credit cards being the main cause. But how to ease this credit burden? Get to know the options next.
DECO PROteste clarifies: Currently, it is not necessary to declare income obtained through second-hand sales, but it may become necessary in the future. Understand what is at stake next.
In the second quarter, the maximum interest rates on consumer loans increased, according to the Bank of Portugal (BdP). Want to know how to get the best rates in the market for these loans? Read this article.
With the new Government of Luís Montenegro, measures proposed by the Executive are emerging with an impact on the financial life of the Portuguese. Three are highlighted in an Instagram post: find out which ones.
It is the third consecutive time that inflation has decreased in the eurozone, now standing at 2.4% (closer to the ECB's medium-term target of 2%).
The European Central Bank (ECB) has announced a new increase in interest rates, which also leads to an increase in Euribor rates at various maturities. Therefore, Portuguese people with variable interest rates on their home loans will once again see their monthly payments increase. So, what options can we take to lower the amount to be paid for the home loan?
With the rise in interest rates, early repayment of housing credit was a popular option for the Portuguese in 2023 to avoid high interest rates. Check out the numbers.
O esforço das famílias para comprar e arrendar casa subiu face ao mesmo período o ano passado. Perceba o aumento e como pode baixar a taxa de esforço.
Um estudo feito em Portugal concluiu que cerca de metade dos cidadãos sentem ansiedade financeira ao pensar nas suas finanças pessoais. Conheça todos os dados revelados, em seguida.
If you are thinking of buying a house or getting credit to achieve another personal goal such as buying a car or a trip, you have certainly come across the term "credit intermediaries". But what are credit intermediaries? What do they do?