Mortgage Savings Credit
Home loan installments decrease in the Euribor at three and six months in March.
Do you have a mortgage with a variable rate? Then find out if your monthly payment will decrease at the next review.
Related to: "House payments with Euribor decreases between €24 and €81 in September."
Housing Credit Acquisition
Bank of Portugal considers raising interest rates a "cold shower" for the economy.
In a post, the BdP explains how the European Central Bank (ECB) raised interest rates to curb price hikes and inflation. Understand in the following.
Mortgage Credit Transfer
Mortgage with Euribor? Your installment will decrease in June.
If you have a housing loan linked to the three, six, or 12-month Euribor, you will feel relief in your monthly installment. Find out what the impact could be.
Mortgage Credit Transfer
Will home installments decrease with falling interest rates?
The European Central Bank (ECB) announced in June the first interest rate cut since 2016. But what impact will it have on mortgage payments?
Present
If you have a mortgage, in October you will feel relief in the installment.
The issue at hand is reductions that can amount to €100 monthly.
Housing Credit Acquisition
Home credit: Monthly payments may decrease by around €100 in March.
The recent drops in Euribor rates bring good news for those with mortgage revisions in March. Depending on the loan amount and term, the monthly installment can decrease significantly, providing some financial relief to families.
Housing Credit Acquisition
Is it harder to get a loan when the Euribor goes up?
With the increase in interest rates, banks reduce the amount of financing available to families, making access to credit more restricted. Understand how the Euribor influences your ability to obtain a loan.
Housing Credit Acquisition
Crédito habitação: Qual prazo da Euribor escolher?
Ao contratar um crédito habitação com taxa variável, um dos pontos mais importantes é decidir qual prazo da Euribor escolher: 3, 6 ou 12 meses. Esta decisão pode impactar diretamente a previsibilidade das suas prestações, o risco que assume e até o valor que paga a cada revisão. Neste artigo, explicamos as diferenças práticas entre os prazos da Euribor, os perfis mais indicados para cada um e como tomar a melhor decisão em 2025.
Mortgage Credit Renegotiation
Prestação da casa vai descer em julho: Veja as simulações
A prestação da casa vai baixar em julho para quem tem crédito habitação com taxa variável, devido à mais recente descida das taxas Euribor. De acordo com simulações da DECO Proteste no Notícias ao Minuto, a prestação mensal vai cair de forma significativa, especialmente nos contratos indexados à Euribor a 12 meses.
Housing Credit Acquisition
Mortgage loan: What is the difference between APR and APRC?
When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?
Mortgage Credit Transfer
Is the transfer of housing credit free of charge?
With the rise in interest rates, the difficulty in paying the monthly mortgage payments is greater. Therefore, it is important to look for saving solutions in credit, such as transferring it. Find out how this process works, and if it has costs.
Housing Credit Acquisition
Mortgage credit: Fixed, mixed, or variable interest rate?
The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly installment. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the loan?
Housing Credit Acquisition
Housing credit glossary
Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.
Housing Credit Acquisition
What does the spread represent in mortgage credit?
Are you going to hire a housing loan and came across the concept of spread? This is one of the rates associated with this loan and can vary depending on some aspects. Learn how spread works so that you have a rate tailored to your portfolio.
Housing Credit Acquisition
Know all fees associated with mortgage credit.
The fees associated with home loans depend mainly on the chosen interest rate type. Therefore, let's see what types of rates exist, the impact of each, and where you can analyze the cost of interest in the credit proposal.