Lié à: "Prestações da casa com Euribor descem entre 24€ e 81€ em setembro "

Prestações da casa descem na Euribor a três e seis meses em março
Mortgage Savings Credit

Home loan installments decrease in the Euribor at three and six months in March.

Do you have a mortgage with a variable rate? Then find out if your monthly payment will decrease at the next review.

18 Mar 20242 min

Mulher em areia com mãos na cabeça para simbolizar frustração da subida de taxas de juros
Housing Credit Acquisition

Bank of Portugal considers raising interest rates a "cold shower" for the economy.

In a post, the BdP explains how the European Central Bank (ECB) raised interest rates to curb price hikes and inflation. Understand in the following.

05 Jun 20242 min

Crédito habitação com Euribor? A sua prestação vai descer em junho
Mortgage Credit Transfer

Mortgage with Euribor? Your installment will decrease in June.

If you have a housing loan linked to the three, six, or 12-month Euribor, you will feel relief in your monthly installment. Find out what the impact could be.

06 Jun 20242 min

Prestações da casa vão baixar com a descida das taxas de juro?
Mortgage Credit Transfer

Will home loan payments decrease with the decrease in interest rates?

The European Central Bank (ECB) announced in June the first interest rate cut since 2016. But what impact will it have on housing loan installments?

17 Jun 20242 min

Crédito habitação: O que difere a TAN da TAEG?
Housing Credit Acquisition

Mortgage credit: What is the difference between APR and APRC?

When buying a house through a bank loan, you may come across a language associated with mortgage credit that is somewhat complex. Such as the abbreviations related to interest rates, TMR and APR. So, what do they mean and represent?

11 Aug 20234 min

Is the housing credit transfer free?
Mortgage Credit Transfer

Is the housing credit transfer free?

With the rise in interest rates, the difficulty in paying the monthly installments of the home loan is greater. Therefore, it is important to look for savings solutions in credit, such as transferring it. Find out how this process works, and if it has costs.

11 Aug 20234 min

Mortgage Credit: Fixed, mixed or variable interest rate?
Housing Credit Acquisition

Mortgage Credit: Fixed, mixed or variable interest rate?

The interest rate you choose for your mortgage directly impacts the amount you will pay monthly. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the credit?

11 Aug 20237 min

Glossário do crédito habitação
Housing Credit Acquisition

Mortgage glossary - https://www.example.com/credit-habitation-glossary.

Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.

11 Aug 202310 min

What does the spread represent in mortgage credit?
Housing Credit Acquisition

What does the spread represent in mortgage credit?

Are you going to take out a home loan and came across the concept of spread? This is one of the rates associated with this loan and can vary depending on some aspects. Learn how the spread works so that you have a rate tailored to your budget.

11 Aug 20233 min

Discover all fees associated with mortgage credit.
Housing Credit Acquisition

Discover all fees associated with mortgage credit.

The fees associated with mortgage credit depend primarily on the type of interest rate you choose. Therefore, let's see what rate regimes exist, the impact of each one, and where you can analyze the cost of interest in the credit proposal.

08 Sep 20236 min

Posso fixar a taxa do meu crédito habitação?
Housing Credit Acquisition

Can I fix the rate on my home credit?

Are you considering options to lower your monthly mortgage payment? Fixing the interest rate may be a solution. Let's see in this article what it means to fix the mortgage rate, how to do it, and what the impact is.

11 Aug 20234 min

Explicando a Euribor: Saiba tudo sobre este indexante
Housing Credit Acquisition

Explaining the Euribor: Find out everything about this benchmark.

Has Euribor been your worst nightmare? If you have a housing loan with a variable rate, this rate has been the reason your monthly installment has increased. We will explain why, below.

22 Sep 20234 min

Aumento das taxas de juro: Como baixar a prestação do meu crédito habitação?
Mortgage Credit Transfer

Increase in interest rates: How to reduce the installment of my housing loan?

The European Central Bank (ECB) has announced a new increase in interest rates, which also leads to an increase in Euribor rates at various maturities. Therefore, Portuguese people with variable interest rates on their home loans will once again see their monthly payments increase. So, what options can we take to lower the amount to be paid for the home loan?

19 Sep 20236 min

Taxas de juro vão continuar a subir? Saiba o que fazer ao seu crédito habitação
Mortgage Credit Transfer

Interest rates will continue to rise? Find out what to do with your housing credit.

At the annual meetings of the International Monetary Fund (IMF) and the World Bank in Marrakech, Morocco, the chief economist predicted the continuation of high interest rates, which could "push the poorest countries into bankruptcy". But what to do in the face of the continuous rise in interest rates, if you have a home loan?

26 Oct 20234 min

Poupar no crédito habitação: Juros bonificados retroagem a janeiro
Mortgage Savings Credit

Saving on mortgage: Discounted interest rates date back to January.

So that the Portuguese can save on their housing loans, the Government has announced support measures for mortgage financing. One of them is the interest rate subsidy and it has now been announced that it will be retroactive to January. Let's see how this measure will work and what other options exist to save on your housing loan.

26 Oct 20234 min