Lié à: "What credits can I consolidate?"

Seta amarela para baixo, simbolizando a descida da prestação mensal após a consolidação dos créditos.
Personal Consolidated Credit

What does consolidating debts mean?

The sudden loss of income or an increase in interest rates can lead to situations of defaulting on loan payments. Consolidating loans is an option that can provide immediate savings. How does it work?

11 Aug 20234 min

Como poupar com encargos, para suportar o custo do regresso às aulas?
Mortgage Credit Transfer

How to save on charges to support the cost of back-to-school?

The return to school can be a painful time for parents who have to buy school supplies for their children, make or renew school registrations. This is why it is important to be prepared for what this context holds. So, how to save on short-term expenses?

09 Aug 20235 min

Mão a segurar outra mão que emerge de uma pilha de papéis, simbolizando apoio em situações de burocracia ou dificuldades financeiras.
Mortgage Savings Credit

Failure to comply with mortgage: Learn what PERSI can do for you.

Have you defaulted on your home loan? PERSI can help. Learn about the plan that banks must follow in this case, and find out how to save on your monthly installment.

08 Nov 20232 min

Taxas máximas nos créditos vão subir em 2024: Como encontrar as mais baixas?
Housing Credit Acquisition

Maximum loan rates will rise in 2024: How to find the lowest rates?

The maximum interest rates on loans will be higher in the first quarter of next year. So how can you access proposals with lower rates? Find out in this article.

21 Dec 20233 min

Como entrar em 2024 com a poupança certa?
Mortgage Savings Credit

How to enter 2024 with the right savings?

The year 2023 is now coming to an end and the hope for a better and more financially comfortable 2024 is evident. Therefore, we will help you evaluate all the options available so that you enter the new year with an organized budget.

21 Dec 20237 min

Famílias cada vez com mais créditos. O que fazer?
Personal Consolidated Credit

Families increasing their debts. What to do?

According to DECO Proteste, some families have 20 loans, with credit cards being the main cause. But how to ease this credit burden? Get to know the options next.

24 Jan 20244 min

Devo declarar em IRS as vendas que efetuo em 2.ª mão?
Taxes

Do I have to declare the sales I make second-hand in IRS?

DECO PROteste clarifies: Currently, it is not necessary to declare income obtained through second-hand sales, but it may become necessary in the future. Understand what is at stake next.

20 Feb 20242 min

Taxas dos créditos aos consumidores aumentam: Como conseguir as melhores?
Personal Car Loan

Consumer credit rates rise: How to get the best ones?

In the second quarter, the maximum interest rates on consumer loans increased, according to the Bank of Portugal (BdP). Want to know how to get the best rates in the market for these loans? Read this article.

15 Mar 20242 min

Pessoa a colocar uma moeda num mealheiro em frente a um portátil, simbolizando poupança e gestão financeira inteligente.
Personal Consolidated Credit

How João and Carla saved 275€ per month.

By consolidating their credits, João and Carla saved €275 per month and €3,303.72 per year. Find out how!

02 May 20243 min

Governo destaca 3 medidas para melhorar a vida financeira dos portugueses
Tips

Government highlights 3 measures to improve Portuguese financial life.

With the new Government of Luís Montenegro, measures proposed by the Executive are emerging with an impact on the financial life of the Portuguese. Three are highlighted in an Instagram post: find out which ones.

16 Apr 20242 min

Cubos com percentagens de inflação e mão a fazer montes com os cubos
Tips

Inflation in March? Falls back to 2.4% in the Eurozone

It is the third consecutive time that inflation has decreased in the eurozone, now standing at 2.4% (closer to the ECB's medium-term target of 2%).

29 Apr 20242 min

Crédito consolidado para juntar dívidas: Quais as vantagens?
Personal Consolidated Credit

Consolidated credit to combine debts: What are the advantages?

Adding different debts into a single credit is possible, simplifying payment return and paying less for all. Understand all the advantages of this financing.

16 Sep 20243 min

Posso contratar um crédito pessoal, tendo outras dívidas?
Personal Consolidated Credit

Can I take out a personal loan with other debts?

Want to hire a personal loan, but already have other financing? Find out if you can in this article.

19 Sep 20242 min

Como começar 2025 de carteira arrumada: Da transferência de créditos e seguros ao crédito consolidado
Mortgage Credit Transfer

How to start 2025 with a tidy wallet: From credit and insurance transfers to consolidated credit.

To start the year with a tidy wallet requires planning, organization, and a careful analysis of your personal finances. Learn how to do it in your credit and insurance products.

30 Dec 20246 min

Estudo revela que mais de metade dos portugueses têm dívidas de curto prazo
Present

Study reveals over half of Portuguese people have short-term debts.

A study concluded that 59% of Portuguese people have short-term debts and 9% admit to not making any payments to settle them. Generation Z is the most affected, while the Boomer generation has a higher payment capacity.

11 Feb 20252 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Intermédiaire de Crédit inscrit auprès de la Banque de Portugal avec le nº 0006860

Financefy - Mediação de Seguros Lda, inscrite à la ASF avec le nº 423578365


Poupança no Minuto est une marque de Financefy, S.A., intermédiaire de crédit lié, immatriculé auprès de la Banque du Portugal sous le numéro 0006860. Services autorisés : présentation ou proposition de contrats de crédit aux consommateurs. Assistance aux consommateurs, par la réalisation d'actes préparatoires ou d'autres travaux de gestion précontractuelle relatifs à des contrats de crédit non présentés ou proposés par l'entreprise. Prêteurs: Bankinter, S.A. - Succursale au Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Succursale au Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Succursale au Portugal, Immobilier Credit Union, S.A., Établissement Financier de Crédit (Entreprise Unique) - Succursale au Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Institution Financière de Crédit, S.A.