Housing Credit Acquisition
Mortgage credit: Implicit interest rate decreases again in January.
Reduction in rates reflects in lower monthly installments for newer contracts.
Relacionados com: "Average interest rate on new loans drops to 4.03% in January."
Housing Credit Acquisition
Mortgage loan: What is the difference between APR and APRC?
When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?
Mortgage Credit Transfer
Is the transfer of home loan credit free of charge?
With the rise in interest rates, the difficulty in paying monthly home credit installments is higher. That's why it's important to look for credit savings solutions, such as transferring it. Find out how this process works, and if it has costs.
Housing Credit Acquisition
Mortgage credit glossary.
Are you going to take out a mortgage to buy your house? Know that throughout the process, you may come across confusing terms. We have prepared a glossary on mortgage credit to help you understand everything.
Housing Credit Acquisition
What does the spread represent in mortgage credit?
Are you going to apply for a home loan and came across the concept of spread? This is one of the rates associated with this loan and can vary according to some aspects. Learn how the spread works so that you have a rate adjusted to your budget.
Housing Credit Acquisition
Know all fees associated with mortgage credit.
The fees associated with home loans depend mainly on the chosen interest rate type. Therefore, let's see what types of rates exist, the impact of each, and where you can analyze the cost of interest in the credit proposal.
Housing Credit Acquisition
Can I fix the rate on my home credit?
Are you considering options to lower your monthly mortgage payment? Fixing the interest rate may be a solution. Let's see in this article what it means to fix the mortgage rate, how to do it, and what the impact is.
Mortgage Credit Transfer
How can I lower the installment of my home loan credit?
Housing credit: what measures can reduce the monthly amount to pay?
Mortgage Credit Transfer
Interest rates will continue to rise? Find out what to do with your housing credit.
At the annual meetings of the International Monetary Fund (IMF) and the World Bank in Marrakech, Morocco, the chief economist predicted the continuation of high interest rates, which could "push the poorest countries into bankruptcy". But what to do in the face of the continuous rise in interest rates, if you have a home loan?
Housing Credit Acquisition
Can I take out another mortgage if I already have one?
One of the most common questions that arises after taking out a loan is whether it is possible to take out another one for a different project. For example, buying a house and a car are among the most prioritized projects, and many people need to resort to financing to acquire both. But how can you know if you have the financial capacity for both?
Mortgage Credit Transfer
BCE keeps interest rates unchanged: "Right time to secure better terms"
For the first time in over a year, the European Central Bank (ECB) decided to pause the rise in interest rates, keeping the values unchanged. According to João Lemos, Director of Savings Operations at Poupança no Minuto, this could be "the right moment to secure better conditions in housing credit".
Mortgage Credit Transfer
How much can my house installment go up in November?
The Euribor rates have risen again in October, which will now be reflected in the monthly installments of Portuguese home loans. See how much it can increase and learn a way to avoid the hike.
Housing Credit Acquisition
Interest rates without falling: How to avoid the impact?
Interest rates are expected to remain at the high levels they are now until inflation drops to the desired target of 2% - says Jerome Powell, chairman of the Federal Reserve. Find out what to do to avoid the impact.
Mortgage Credit Transfer
Interest rates: "Time will be given to see their effect on the economy"
At an event in Berlin, the President of the European Central Bank (ECB) had the opportunity to speak about the current state of interest rates. Stating that "it is not yet time to proclaim victory," she explains that we are now in a phase of unchanging rates, in order to give "some time to see its effect on the economy".
Mortgage Credit Renegotiation
Portuguese citizens believe the standard of living will worsen: How to prepare?
According to Eurobarometer, 83% of the Portuguese respondents believe that their standard of living will worsen by 2024. So, how can one protect themselves from this prediction if they have insurance and loans?