Related to: "Use and abuse these simulators to save on your home loan."

Encontre a melhor proposta de crédito habitação com os nossos simuladores
Housing Credit Acquisition

Find the best mortgage proposal with our simulators.

Looking to take out a mortgage? Transfer your credit to another bank? Now it's easier: Get to know the free online simulators of Poupança no Minuto, which show you the best credit proposal for you in one minute.

04 Dec 20233 min

Prestação da casa indexada à Euribor a três meses descerá em dezembro e janeiro
Mortgage Credit Renegotiation

House installment linked to 3-month Euribor will decrease in December and January.

For those who have contracted the three-month Euribor on their variable rate mortgage, in December and January they will begin to feel a slight reduction in the monthly installment they pay. This is because interest rates have already reached the maximum limit. Understand better when each term begins to impact the house payment.

27 Dec 20233 min

Qual a importância de simular um crédito antes de contratar?
Housing Credit Acquisition

What is the importance of simulating a loan before hiring?

To simulate a loan is essential to ensure you are making the right financing choice and avoid compromising your financial health. Understand better, then.

22 Oct 20243 min

Quais os apoios sociais reforçados em 2024?
Supports and subsidies

What social supports strengthened in 2024?

According to a publication shared by the Government on social media, find out which social support will be reinforced in 2024. And if you are not entitled to any of these supports, learn about other options to lighten your budget.

12 Jan 20243 min

Corte nas taxas de juro pode estar mais perto que o previsto no semestre passado
Mortgage Credit Transfer

Rate cuts may be closer than expected in the past semester.

The interest rate cut may be closer than expected, but until it arrives: there are also other immediate solutions for you to save on your home loan installment.

27 Feb 20243 min

De que preciso para fazer uma simulação de crédito habitação?
Housing Credit Acquisition

What do I need to do a mortgage credit simulation?

To request a home loan simulation, it is necessary to provide some information to understand how much you may have to pay. These simulations are indicative, but can help you assess whether it is viable to proceed with a home loan application.

10 Aug 20234 min

Precisa de fazer alterações numa casa? Conheça o crédito pessoal para obras
Home Improvement Loan

Need to make changes to a house? Discover personal credit for renovations.

Are you going to buy a property that needs renovations? Or just improve a house you already own? In any case, there is a solution: personal credit for works. It is a simple financing that can be contracted digitally. Learn how it works.

04 Sep 20234 min

Casal feliz sentados a assinar contrato de crédito habitação em mesa
Housing Credit Acquisition

Can I choose the mortgage before choosing the house?

Is it possible to start dealing with home loan before choosing the property? The answer is yes! Find out how, right away.

15 May 20246 min

Cozinha de casa simbolizando crédito habitação
Housing Credit Acquisition

Need a home loan? Find the best without hassle and cost-free.

If you are looking for a housing loan, know that it is possible to find the best on the market for you, without any hassle or cost. Understand how a credit intermediary like Poupança no Minuto can help you.

11 Jun 20243 min

Garantia pública na compra de casa não abrange casais com um só jovem até 35 anos
Housing Credit Acquisition

Public guarantee in home purchase does not apply to couples with only one person under 35 years old.

The public guarantee for home purchase aimed at young people will not be able to cover a couple of two young people, if one is over 35 years old.

13 Nov 20242 min

Mesa castanha onde estão duas pessoas sentadas. Na mesa estão algumas folhas, uma pequena casa de madeira e uma das pessoas segura uma calculadora. A imagem visa representar intermediários de crédito habitação
Credit intermediation

Mortgage credit intermediaries - What are they and why use these services?

If you are thinking of buying a house or getting credit to achieve another personal goal like buying a car or a trip, you have certainly come across the term "credit intermediaries". But what are credit intermediaries? What do they do?

11 Aug 20237 min

Poupança no Minuto: A aliada perfeita na intermediação de créditos e seguros
Credit intermediation

Savings in a Minute: The perfect ally in credit and insurance intermediation.

It's true: Savings in a Minute now has a blog! The credit intermediary and insurance mediator now complements its services with reliable information. But who is Savings, what sets it apart from other brands, what it believes in, and what it offers? That's what we will talk about in this article.

11 Aug 20234 min

Sabia que comprar casa não significa gastar todas as poupanças? Recorra a um intermediário de crédito
Credit intermediation

Did you know that buying a house doesn't mean spending all your savings? Use a credit intermediary.

The process of buying a house with a housing loan is costly, but know that you don't need to spend all your savings. The more informed you are, the less risks you run of losing money in this process. That's why many Portuguese people turn to a credit intermediary to guide them through the contracting process. Find out how credit intermediation can help you in this article.

22 Aug 20235 min

Crédito recusado por DSTI excedido? A Poupança no Minuto pode ajudar
Credit intermediation

Credit refused for exceeded DSTI? Savings in Minuto can help.

Your credit or credit transfer was rejected by the bank due to the exceeded DSTI ratio with stress? This ratio can lead to non-approval of financing, if it exceeds 50%. But, after all, what does it represent in credit and how can you work around it?

10 Aug 20237 min

Quer poupar com créditos ou seguros? Conheça os serviços da Poupança no Minuto
Credit intermediation

Want to save on credits or insurance? Check out the services of Poupança no Minuto.

Looking to save on your credits or insurance? You're in the right place! Poupança no Minuto can help you through credit intermediation services and insurance mediation. Want to better understand how these services work and how we can help you? Let us explain in this article.

30 Oct 20233 min