Use (and abuse) these simulators to save on your mortgage credit.

Need a simulator to hire the best housing credit conditions? We have it!  

Are you looking for a home loan to hire, but don't know which banks to go to? With this New Credit Simulator from Poupança no Minuto, by entering the information about what you want, you will find the bank with the best conditions for you!

To do this, you must enter the following information in this simulator: 

• When do you plan to buy your house and apply for credit?
• The value you intend to give for your house;  
• How many people will take out credit and their respective ages.
• Your income - how much you earn monthly and how much you spend on credits and other charges.

To access the simulation, you must provide your data and receive the result in your email with the most advantageous credit proposal for you.

From there, you can continue your process with the free help of Poupança no Minuto's credit intermediaries. They assist you with the entire process, from the bureaucratic part to the moment of the deed of your new home.

Note that intermediaries are experts in communicating and negotiating with banks so that you can access credit that is more in line with your context, needs, and preferences!

Need a simulator to transfer the conditions of your mortgage credit? We also have it!

If you already have a home loan but are looking for better conditions in different banks - try the Credit Transfer Simulator from Poupança no Minuto at https://www.poupancanominuto.com/simulador/compra?utm_source=poupan%C3%A7a-ao-minuto&utm_medium=artigo&utm_campaign=293-simulador-transferencia-de-credito.

Are you caught on the Euribor and the rise of your monthly payment? You don't need to be, you can change your interest rate regime to fixed or mixed.

This simulator will search for a new proposal, with more favorable conditions, to get a lower installment.

To do this, you will need to provide the following information: 

• When did you contract your mortgage?  
• What was the contracted amount at the time and what is the current amount still owed?  
• How many people have obtained credit and their respective ages?  
• Your income - how much you earn monthly and how much you spend on credit and other expenses.

Again, you need to enter your data at the end of the simulation, so you can receive the result in your email and find out which bank can offer you better conditions than the ones you currently have contracted.

Afterwards, the credit intermediaries from Poupança no Minuto will contact you to provide constant support throughout the process, and (the best part) for free!