Businesses: Four tips to reduce costs without laying off or cutting salaries
Learn which strategies Portuguese consulting firm Expense Reduction Analysts considers essential for cutting costs in a company.
Learn which strategies Portuguese consulting firm Expense Reduction Analysts considers essential for cutting costs in a company.
Do you want to hire a multi-risk insurance, or have you come across the requirement for this insurance in the home loan process? Learn how the insurance that protects the property works in this article.
Hiring an insurance can be a challenge, due to all the complex concepts used by professionals. That is why we have gathered in this glossary all the terms you should know, in order to be able to subscribe to an insurance informedly.
To transfer the mortgage credit, you must take into account the insurance associated with the financing: If the bank you are transferring to suggests hiring insurance from a partner insurer for better credit conditions, remember that you cannot cancel the other policies without having sold the property. So, what to do in this situation? We explain everything in this article.
Currently, there are banks promoting home loan proposals with 0% spread, one of the rates of this financing. But it is always important to look at the fine print: What are the necessary conditions to access this type of proposal? Does it pay off compared to the other products that need to be hired?
Hiring insurance online is possible, but has its advantages and disadvantages. It is necessary to pay attention to some issues when subscribing to this product digitally. For that, you can also ask for help from an insurance mediator.
With the latest earthquake in Portugal, the Portuguese Association of Insurers (APS) warns about the importance of having seismic events coverage in home insurance. Find out more at the following link:
Having several earthquake risk zones in Portugal, it is essential that homes are protected. That is the aim of a multi-risk insurance. Protecting homes and their contents in these cases. Find out how it works and how to hire.
Want to hire personal accident insurance that protects you from everyday mishaps? Or have you come across the need to hire it? Find out how this insurance works.
Are you going to take out life insurance at an older age? Or do you intend to transfer your life insurance to a new insurer halfway through the contract? We explain in this article what influence age can have on the cost of life insurance.
There are many doubts that arise when it comes to the difference between life insurance and health insurance. But the reality is that the two insurances can be distinguished by the coverage options. Therefore, we explain in this article what sets one insurance apart from the other.
In certain stages of our life, we may come across the need to take out a life insurance policy. This is the case with home loans, which require the subscription of an associated life insurance policy. But when it comes to coverage, the terms used can be complex. ITP? IDPAC? IAD? We will see what they mean and how they differ.
Only workers with fast-paced professions, disabled individuals, or subscribers of Retirement Savings Plans (PPR) can include life insurance expenses in their IRS declaration. Understand the requirements and limits for these cases.
Do you know about the Precision Medicine field? This is an area increasingly being researched in Portugal and, currently, already included in life insurance coverage. Understand what this option represents and why you should consider it.
There are several factors that can condition the amount you pay for your life insurance, depending on the risk that insurance companies incur when granting you the contract. Find out which ones in this article.