Most read

Multirisk Insurance

Only 19% of houses have insurance with seismic risk coverage. Learn how to add.

Only two out of every 10 homes are covered by seismic risk insurance. Learn how to add this coverage to your insurance.

Can I hire life insurance that covers serious illnesses?

Life insurance is mainly taken out during a mortgage and only covers death and disability. However, it is also possible to protect against serious illnesses through this insurance. Find out how.

Multirisk Insurance

Insurance companies warn of the need for insurance covering seismic risk in Portugal.

With the latest earthquake in Portugal, the Portuguese Association of Insurers (APS) warns about the importance of having seismic events coverage in home insurance. Find out more at the following link:

Life Insurance Credit

Can I change the life insurance associated with my mortgage loan?

Did you know you can change your life insurance for home credit and save every month? You are not required to keep it at the bank where you took out the loan: Find out how to make the change, the advantages, and what you should consider.

Multirisk Insurance

Protect yourself from seismic risk with a multi-risk insurance. Learn how.

Having several earthquake risk areas in Portugal, it is essential that houses are protected. This is the goal of a multi-risk insurance: Protecting homes and their contents in these cases. Find out how it works and how to hire.

Can life insurance be declared on tax returns?

Only workers with fast-paced professions, disabled individuals, or subscribers of Retirement Savings Plans (PPR) can include life insurance expenses in their IRS declaration. Understand the requirements and limits for these cases.

Life Insurance Credit

Credit housing life insurance: What are the coverages?

A life insurance associated with a home loan needs to cover occurrences, so that banks allow the loan to be granted. The objective is for banking institutions to protect themselves and have the credit amount reimbursed in case of a claim.

Couple life insurance: How does it work and is it worth it?

When choosing life insurance, if both couple members are looking to hire, it may be worth investing in a joint life insurance. Let's see if it is worth compared to individual life insurance.

Multirisk Insurance

Seguro multirriscos habitação: Quais as coberturas essenciais?

Saiba quais as coberturas essenciais que deve ter no seu seguro de habitação e como escolher a melhor opção para proteger a sua casa e os seus bens.

What are the advantages of hiring life insurance?

Hiring a life insurance policy tailored to your needs and budget is easier when you are well-informed. Learn how life insurance works in Portugal and all the advantages of taking out a policy.

How to know if the deceased has life insurance?

It is possible to identify life insurance policies associated with a deceased person by requesting information from the Insurance and Pension Funds Supervisory Authority (ASF). Find out how to make the request and what to do if you are the beneficiary of the insurance.

Health Insurance

Health insurance: Coverage, exclusions and benefits.

Is it worth hiring health insurance? According to each individual's needs, the answer will always be affirmative. But then, what does it cover, what does it exclude, and what are the advantages of subscribing to this insurance?

What is the difference between life insurance and health insurance?

There are many doubts about the difference between life insurance and health insurance. The reality is that the two insurances can be distinguished by coverage options. Therefore, we explain in this article what distinguishes one insurance from the other.

Health Insurance

Network or reimbursement agreement: Which to choose in health insurance?

Understand the differences between the network and reimbursement system in health insurance and which is the best choice for your case.

What distinguishes ITP/IDPAC coverages from IAD in life insurance?

At certain stages of our lives, we may find ourselves in need of taking out a life insurance policy. Just like with a housing loan, which requires the subscription of an associated life insurance policy. But when it comes to coverage, the terms used can be complex. ITP? IDPAC? IAD? We will see what they mean and how they differ.