Artigos sobre:

Savings
Formas geométricas, com um fundo roxo por trás.
Tips

Save over 1,300 euros per year? Try the 52-week strategy.

Need to save money for a larger margin in your monthly family budget, or for a future project? There are various strategies you can use, such as the 52-week challenge. Have you heard of it? Find out how it works next.

17 Apr 20264 min

Família a caminhar num campo ao pôr do sol, simbolizando estabilidade e equilíbrio alcançados através de uma boa gestão do orçamento familiar.
Tips

Manage a family budget? Get to know the 50/30/20 savings rule.

Are you losing control of your finances and need to implement discipline in your budget? The 50/30/20 strategy may be the solution for you.

15 Apr 20263 min

Casas encareceram (significativamente) em 2023
Housing Credit Acquisition

Houses appreciated in 2023

The price of houses throughout 2023 has been rising, especially in 17 district capitals. But by how much has it increased and how to buy a house in 2024?

13 Apr 20262 min

Renda mediana por m2 aumentou no 3.º trimestre de 2023
Lease

Median income per m2 increased in the 3rd quarter of 2023

According to INE, the median rent per square meter increased in the 3rd quarter of 2023. In the face of this data, how to rent a house in the near future?

13 Apr 20262 min

Taxa de inflação recua em dezembro: Saiba qual a média total de 2023
Mortgage Credit Renegotiation

Inflation rate drops in December: Find out the total average for 2023.

The inflation rate has dropped again, now to 1.4%. With this, it is now possible to finalize the average for the year 2023. Learn about the data involved and how to take advantage of this moment to review the budget.

13 Apr 20263 min

Valor médio das rendas e venda de casas subiu (significativamente) de 2022 para 2023
Housing Credit Acquisition

Average rental and home sale prices significantly increased from 2022 to 2023.

The average value of both rents and house prices increased significantly in 2023 compared to 2022. Find out the numbers in question, and how to find the property at the best cost.

13 Apr 20263 min

Compensa comprar casa para arrendar? Conheça os dados de 2023
Housing Credit Acquisition

Is it worth buying a house to rent out? Discover the 2023 data.

According to data released by Idealista and later shared in a news article by Notícias ao Minuto, in 2023 it was worthwhile to buy a house to rent in most Portuguese cities. Find out more about the data, the profitability by district, and if the process is worth it, then.

13 Apr 20263 min

Crédito habitação: Taxa de juro média anual fixa-se em 3,612% em 2023
Mortgage Savings Credit

Mortgage credit: Average annual interest rate settles at 3.612% in 2023

Notice the data released by the National Institute of Statistics (INE) and learn how to download your home installment.

13 Apr 20263 min

Taxa mista foi o regime contratado em 71% dos créditos habitação em 2023
Mortgage Credit Transfer

Mixed rate was the contracted regime in 71% of home loans in 2023.

The mixed interest rate represented 71% of housing credit contracts in 2023. Check out the data, released by the Bank of Portugal (BdP).

13 Apr 20263 min

Menos casas vendidas em 2023? Preços aumentaram 11,8%
House for Sale

Fewer homes sold in 2023? Prices increased by 11.8%

According to data released, fewer houses were sold in 2023 compared to the previous year, but the justification may lie in the increase in prices. Understand better, next.

13 Apr 20263 min

Compra e venda de casa: Número de imóveis transacionados baixou (muito) em 2023
House Purchase

Buying and selling houses: Number of properties transacted decreased (a lot) in 2023.

The number of real estate properties that were transacted in 2023 was the lowest since 2017, having decreased by 18.7% compared to the previous year.

13 Apr 20262 min

Crédito habitação: Amortizações antecipadas quase duplicam em 2023
Mortgage Credit Transfer

Mortgage credit: Early repayments nearly double in 2023

With the rise in interest rates, early repayment of housing credit was a popular option for the Portuguese in 2023 to avoid high interest rates. Check out the numbers.

13 Apr 20263 min

Renegociações no crédito habitação aumentam 5 vezes mais em 2023
Mortgage Credit Renegotiation

Mortgage renegotiations increase 5 times more in 2023.

Home loan renegotiations rise to 8.8 billion euros - a 5 times growth from 2022 to 2023. Understand better what is at stake, in the link below.

13 Apr 20263 min

BCE mantém taxas de juro inalteradas: “Momento certo para contratar melhores condições”
Mortgage Credit Transfer

BCE keeps interest rates unchanged: "Right time to secure better terms"

For the first time in over a year, the European Central Bank (ECB) decided to pause the rise in interest rates, keeping the values unchanged. According to João Lemos, Director of Savings Operations at Poupança no Minuto, this could be "the right moment to secure better conditions in housing credit".

13 Apr 20264 min

Comissões bancárias a aumentar: Banco de Portugal disponibiliza comparador
Housing Credit Acquisition

Banking commissions increasing: Banco de Portugal provides a comparator.

Bank commissions continue to be increased by banks, following the rise in interest rates. So, find out how to compare values and how to minimize the impact of this cost on housing credit.

13 Apr 20264 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Intermediário de Crédito registo no Banco de Portugal com o nº 0006860

Financefy - Mediação de Seguros Lda, inscrita na ASF com o nº 423578365


Poupança no Minuto é uma marca detida por Financefy, S.A., Intermediário de crédito vinculado registado junto do Banco de Portugal com o n.º 0006860. Serviços autorizados a prestar: Apresentação ou proposta de contratos de crédito a consumidores. Assistência a consumidores, mediante a realização de atos preparatórios ou de outros trabalhos de gestão pré-contratual relativamente a contratos de crédito que não tenham sido por si apresentados ou propostos. Mutuantes: Bankinter, S.A. - Sucursal em Portugal, Caixa Geral de Depósitos, S.A., Banco BPI, S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A. - Sucursal em Portugal, Banco CTT, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Sucursal em Portugal, Unión de Créditos Inmobiliarios, S.A., Establecimiento Financiero de Crédito (Sociedad Unipersonal) - Sucursal em Portugal, BNI - Banco de Negócios Internacional (Europa), S.A., Banco BIC Português, S.A., Unicre - Instituição Financeira de Crédito, S.A.