Mortgage Credit Renegotiation
Mortgage renegotiations increase 5 times more in 2023.
Home loan renegotiations rise to 8.8 billion euros - a 5 times growth from 2022 to 2023. Understand better what is at stake, in the link below.
Articles about:
Housing Credit Renegotiation
Housing Credit Acquisition
OE2024: What is expected in housing and how to prepare for it.
The measures for housing in 2024 have been strengthened and detailed in the new State Budget. We explain in this article what changes for the next year and how to prepare at the level of housing credit.
Mortgage Credit Renegotiation
IRS: 2024 brings decrease in rates for the first five brackets
The year 2024 continues to bring favorable news in the financial landscape: what you pay in income tax may decrease, depending on your income bracket. Find out if you are included, then how to further ease your monthly budget.
Mortgage Credit Transfer
Guia crédito habitação Portugal (2025): Estratégias para reduzir prestações e evitar incumprimentos
Desde manutenção da isenção de comissões de amortização, à possibilidade de renegociar condições contratuais, conheça as opções disponíveis para otimizar o seu crédito habitação e evitar situações de incumprimento.
Mortgage Credit Renegotiation
Interest rates for renegotiated and new housing loans dropped in April.
In April 2025, the interest rates associated with new home loans and loan renegotiations in Portugal decreased, providing relief to families with housing loans.
Tips
Need to manage your debts? Pay attention to these 10 steps.
If you need to (urgently) manage your debts, pay attention to these 10 steps.
Mortgage Credit Transfer
Learn how to have more financial freedom by renegotiating, transferring, or consolidating credits.
If your credits are weighing on your budget, there are solutions within your reach. Renegotiating, transferring, or consolidating credits can help you save, simplify, and regain control of your money.
Housing Credit Acquisition
New housing credit reaches record value in October, highest in ten years.
Total value of new housing credit contracts reached €1.676 billion in October, the highest amount since 2014, with almost half of the credit attributed to individuals under 35 years old.
Mortgage Credit Renegotiation
Renegotiation of housing credit: How to improve the conditions of your loan
Notice how you can renegotiate the conditions of your housing loan to improve them.
Mortgage Credit Transfer
Home loan: Interest rate on new contracts decreases for the 9th consecutive month.
It is the 9th time that the average interest rate on new credit contracts has decreased, dropping to 3.68% last June. Check out the statistics, then.
Mortgage Savings Credit
Average interest rate on new loans drops to 4.03% in January.
The average interest rate on new credit contracts decreased from December to January, reflecting the slowdown in leading interest rates. Understand what is at stake next.
Mortgage Credit Renegotiation
Home loan: Renegotiation and mixed-rate were preferred in January.
January was marked by renegotiation processes and hiring of mixed rate in housing credit. Get to know the data from the Bank of Portugal (BdP).
Mortgage Savings Credit
Ministry of Finance highlights that "inflation rate is at the lowest value in the last two years."
In a social network, the Ministry of Finance highlighted that the inflation rate recorded in December was the lowest in recent years. Understand it better, next.
Mortgage Credit Renegotiation
PARI and PERSI: What are these processes for non-performing loans?
The terms PARI and PERSI refer to processes that banks initiate in order to prevent clients from defaulting on their loans or to act after default. Understand better what they mean and how they work.
Housing Credit Acquisition
House installment fix: Bank can analyze your financial capability.
Do you want to fix the installment of your mortgage with the government measure? Your bank may request additional data before sending you the plan. Find out what it is, and if there is another way to fix your installment, then.