Taxes
Are you going to pay taxes? Learn how to get financial relief with your loans and insurance.
Are you going to pay IRS this year? You can ease the impact on your budget with a good review of your credits and insurances.
Articles about:
Life Insurance Transfer
Life Insurance Credit
Can I change the life insurance associated with my mortgage loan?
Did you know you can change your life insurance for home credit and save every month? You are not required to keep it at the bank where you took out the loan: Find out how to make the change, the advantages, and what you should consider.
Mortgage Credit Transfer
How to start 2025 with a tidy wallet: From credit and insurance transfers to consolidated credit.
To start the year with a tidy wallet requires planning, organization, and a careful analysis of your personal finances. Learn how to do it in your credit and insurance products.
Insurance Mediation
Insurance sales by banks? Government reopens possibility.
At stake is a measure referenced in the Government's program "Build Portugal," still without a deadline, which allows banks to sell insurance related to mortgage credit.
Life Insurance
How to save with life insurance? Check out these examples.
Want to save on your insurances? Find out how Poupança no Minuto's insurance brokers helped these customers achieve savings of over five thousand euros per year.
Mortgage Savings Credit
Ministry of Finance highlights that "inflation rate is at the lowest value in the last two years."
In a social network, the Ministry of Finance highlighted that the inflation rate recorded in December was the lowest in recent years. Understand it better, next.
Mortgage Credit Transfer
Variable-rate mortgage: How much will the payment increase in January?
With the January revision to housing loans with variable rate indexed to Euribor, Portuguese repayments will rise again, but it is the least significant increase since 2022. Find out the numbers at stake, and how to effectively reduce the installment.
Mortgage Savings Credit
Difficulty in paying home increases: How to lower loan installment?
The difficulty in paying for housing by the Portuguese has increased with the context of rising interest rates and inflation that we are going through. In times like these, find out how to lower the installment of your mortgage.
Life Insurance Credit
Mortgage credit: Transferring life insurance can help lower the installment?
You may already know that it is possible to transfer your home loan to another bank. But did you know that you can also transfer your mortgage life insurance to a new insurer? The savings can be significant, achieving better conditions. It's true, find out more next.
Mortgage Credit Renegotiation
New housing credit measures: Is it possible to renegotiate terms and stabilize the installment?
During the Government's search for solutions to help the Portuguese reduce their housing credit payments, some exceptional measures are already in place. One such case is the renegotiation of contracts with an effort rate exceeding 36% and the stabilization of the installment for two years (having to repay the differential amount later). But which one will compensate more? Can they be applied simultaneously?
Mortgage Credit Renegotiation
Mortgage credit: Is renegotiating conditions with a debt-to-income ratio above 36% worth it?
In order to help the Portuguese reduce their home loan payments, the Government has implemented measures to support housing, such as the obligation for banks to renegotiate loan conditions with a debt-to-income ratio above 36%. However, considering the various options in the market, is opting for this measure worth it? Let's find out in the article.
Mortgage Credit Transfer
Reducing home loan installment: Transfer or new measure from the Government?
Faced with the new government measure to help Portuguese pay less for their home loan, it is important to analyze if it is worthwhile compared to other options available in the market. So, before activating this measure, let's see: Can you save more with a housing loan transfer?