analytics
Transferência de crédito habitação: O que precisa de saber para mudar de banco

Mortgage credit transfer: What you need to know to switch banks.

To transfer your mortgage credit from a bank, here is everything you need to know to make an informed decision.

29 Oct 20241 min

Liked what you just read? Share it!

Transferring home credit can be an advantageous alternative to reduce the monthly installment and improve financing conditions. The process involves changing the credit to another financial institution with more favorable conditions, such as lower interest rates. Although the transfer may have costs, such as commissions and fees, many banks offer promotions to make the transfer free. However, the financing limits may vary according to the policies of the bank to which you transfer and the rules applicable to the initial credit. Understand everything about transferring home credit with these articles.

Related articles:

  1. Is transferring a home loan free of charge? Translated to English: "Is transferring a home loan free of charge?"
  2. How does the transfer of a home loan work? Link
  3. This couple lowered their monthly home payment by 318 euros. Find out how. [https://www.poupancanominuto.com/artigos/credito-habitacao/este-casal-baixou-a-prestacao-mensal-da-casa-em-318-euros-saiba-como]
  4. If I transfer my credit, do the financing limits remain the same? (source: link)
  5. How to start 2025 with an organized portfolio: From transferring credits and insurances to consolidated credit. Link
  6. Learn how to have more financial freedom by renegotiating, transferring, or consolidating credits.

Newsletter

Subscribe to our newsletter and don't miss any content.



Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a linked credit intermediary registered with the Bank of Portugal under number 0006860. Services authorized to provide: Presentation or proposal of credit agreements to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by the company. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Real Estate Credit Union, S.A., Credit Financial Establishment (Sole Proprietorship) - Branch in Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Credit Financial Institution, S.A.