Articles about:

Home Credit Transfer
Dezembro traz nova descida das prestações da casa
Present

December brings new decrease in house installments

According to simulations, housing installments decrease in December on home loans with variable interest rates indexed to the Euribor.

05 Dec 20242 min

Prestações da casa nos empréstimos com Euribor descem até 130 euros em novembro
Present

Home loan installments with Euribor decrease up to 130 euros in November.

Check the values through these simulations.

08 Nov 20242 min

Transferência de crédito habitação: O que precisa de saber para mudar de banco
Mortgage Credit Transfer

Housing credit transfer: What you need to know to change banks.

If you want to transfer your mortgage from one bank to another, here is everything you need to know to make an informed decision.

29 Oct 20241 min

Prestações da casa com Euribor descem entre 24€ e 81€ em setembro
Present

House payments with Euribor decreases between €24 and €81 in September.

With the cut in benchmark interest rates, Euribor rates continue to decrease, leading to a progressive reduction in monthly payments for variable rate housing loans. Find out how much they could decrease in September.

27 Sep 20242 min

Crédito habitação: Taxa de juro de novos contratos baixa pelo 9.º mês consecutivo
Mortgage Credit Transfer

Home loan: Interest rate on new contracts decreases for the 9th consecutive month.

It is the 9th time that the average interest rate on new credit contracts has decreased, dropping to 3.68% last June. Check out the statistics, then.

21 Aug 20242 min

Ansiedade financeira: Metade dos portugueses sentem ao pensar nas suas finanças
Tips

Financial anxiety: Half of the Portuguese feel when thinking about their finances.

A study conducted in Portugal concluded that about half of the citizens feel financial anxiety when thinking about their personal finances. Get to know all the revealed data, next.

10 Jul 20243 min

Crédito da casa com Euribor: Prestações descem em julho
Mortgage Credit Transfer

Credit for housing with Euribor: Installments decrease in July.

Do you have a mortgage linked to Euribor, with three, six or 12 months? Your monthly installment will decrease in July. Check the simulations below.

08 Jul 20243 min

Contratação de novos créditos habitação com taxa mista atinge recorde
Mortgage Credit Transfer

New home loan contracts with mixed rates reach record levels.

The hiring of new mortgage loans with a mixed interest rate reached a record weight totaling 75% of the processes in April, according to the Bank of Portugal (BdP). Understand better next.

20 Jun 20243 min

Empréstimos em risco aumentaram em 2023. Como diminuir o risco?
Mortgage Credit Transfer

Loans at risk increased in 2023. How to decrease risk?

Even though default has decreased throughout 2023, risky loans have increased. Check out the numbers and learn how to reduce the risk of defaulting on your credit.

19 Jun 20244 min

Banco Central Europeu desce taxas de juro pela primeira vez desde 2016
Mortgage Credit Transfer

European Central Bank cuts interest rates for the first time since 2016.

The European Central Bank (ECB) has decided to lower interest rates for the first time since 2016 following the tightening cycle of monetary policy started in 2022, easing loans for families. Check out the numbers.

07 Jun 20243 min

Crédito habitação com Euribor? A sua prestação vai descer em junho
Mortgage Credit Transfer

Mortgage with Euribor? Your installment will decrease in June.

If you have a housing loan linked to the three, six, or 12-month Euribor, you will feel relief in your monthly installment. Find out what the impact could be.

06 Jun 20242 min

Mulher a dar dinheiro a banco simbolizando pagamento da prestação mensal do crédito habitação
Mortgage Credit Transfer

Mortgage credit: Average payment decreases for the first time since 2021.

It is the first time since December 2021 that the average monthly payment has fallen. This is due to a decrease of three euros.

14 May 20242 min

Este casal baixou a prestação mensal da casa em 318 euros. Saiba como
Mortgage Credit Transfer

This couple lowered their monthly home installment by 318 euros. Learn how:

The 45-year-old couple, Mariana and Bruno, were dissatisfied with the conditions of their home loan and turned to our services to transfer the financing, resulting in a savings of over 300 euros per month. Find out how, next.

26 Apr 20242 min

Taxa de juro média dos novos créditos desce para 4,03% em janeiro
Mortgage Savings Credit

Average interest rate on new loans drops to 4.03% in January.

The average interest rate on new credit contracts decreased from December to January, reflecting the slowdown in leading interest rates. Understand what is at stake next.

20 Mar 20242 min

Corte nas taxas de juro pode estar mais perto que o previsto no semestre passado
Mortgage Credit Transfer

Rate cuts may be closer than expected in the past semester.

The interest rate cut may be closer than expected, but until it arrives: there are also other immediate solutions for you to save on your home loan installment.

27 Feb 20243 min