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Crédito pessoal: Saiba tudo para fazer a escolha certa

Personal credit: Know everything to make the right choice.

Discover everything you should consider when hiring a personal loan.

29 Oct 20242 min

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When hiring a personal loan, there are several important aspects to consider. The credit score directly influences the conditions offered by financial institutions and it is crucial to keep it high. Even with other debts, it is possible to hire credit, but with extra care and needing financial capacity.

When choosing a loan, one must assess specific needs, whether for cars, renovations, education, or even students. The minimum age to apply for credit varies but usually starts at 18. Check all information about personal loans in the following topics.

Related articles:

  1. What is the impact of credit score and how to improve it?
  2. Can I apply for a personal loan if I have other debts? (Source: https://www.poupancanominuto.com/artigos/credito-pessoal/posso-contratar-um-credito-pessoal-tendo-outras-dividas)
  3. Personal credit: What precautions to take when contracting?
  4. How to choose a personal credit? Link
  5. How to hire a car loan?
  6. Do you have the right to support for digital training? If not, hire personal training credit.
  7. Need to make changes in a house? Discover personal credit for renovations.
  8. Going to college on a tight budget? Learn about student loans at this link.
  9. Can I take out a personal loan to pay off another loan?
  10. I have a home loan. Can I get a car loan? URL: https://www.poupancanominuto.com/artigos/credito-habitacao/tenho-um-credito-habitacao-posso-contratar-outro-credito
  11. What age can you get credit? Link
  12. Can I take out a personal loan along with a mortgage? [https://www.poupancanominuto.com/artigos/credito-habitacao/posso-contratar-um-credito-pessoal-junto-com-um-credito-habitacao]
  13. Personal credit or credit card: Which one to choose? (Translated from Portuguese)
  14. Need to equip your home? Get to know personal loan filling.
  15. Personal credit for emergencies: How does it work?
  16. Married and now... Want to start a project together? Find the right financing.
  17. Personal credit for vacations: When it makes sense (and when it doesn't).
  18. Personal credit for emergencies during vacations. Request online in minutes.

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Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a linked credit intermediary registered with the Bank of Portugal under number 0006860. Services authorized to provide: Presentation or proposal of credit agreements to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by the company. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Real Estate Credit Union, S.A., Credit Financial Establishment (Sole Proprietorship) - Branch in Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Credit Financial Institution, S.A.