
Everything about the new housing support measures for young people.
The government has in place several support measures for young people buying a house. Understand all the measures in question.
The Portuguese government has launched some measures that benefit young people when buying a house, ensuring 100% financing in housing credit and various tax exemptions. Young people up to 35 years old can now enjoy exemptions from the Municipal Property Transfer Tax (IMT) and Stamp Duty (IS), based on the value of the house, and a public guarantee that covers up to 15% of the purchase value. The measures also include exemptions for registration costs, facilitating the buying process.
Get to know everything about these measures, which aim to support the entry of young Portuguese people into the housing market.
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- Mortgage credit financed at 100% and without taxes up to 35 years old: Understand the measures.
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- Purchase of house by young people: Government will guarantee up to 15% of the acquisition value.
- Young people with exemption from IMT and IS have no limit on income, but rather on the value of the house. Read more at: here
- Public guarantee for young people's home purchases expires once the 15% is paid.
- IMT exemption for young people: How long can they benefit? Read more at here.
- Purchase of house for young people: exemption extends to the cost of registration.
- The measures to support young people in housing are now in force. Clarify your doubts.
- IMT Young Exemption? Know the tables already in force.
- 100% financing in housing credit for young people is now in effect. Visit https://www.poupancanominuto.com/artigos/credito-habitacao/financiamento-a-100-no-credito-habitacao-para-jovens-ja-pode-ser-pedido for more information.
- Public guarantee for buying a house does not cover couples with only one young person up to 35 years old.
- Public guarantee for 100% of the credit compromises the effort rate criterion. (Translated from Portuguese)
- High affordability rates limit young people's access to public guarantees in mortgage credit. Read more.
- Public guarantee in home loans depends directly on the financed amount. You can find more information at: link
- "Mortgage credit at an all-time high driven by tax exemptions" - Source: Link
- Young housing credit with public guarantee has a maximum financing deadline?
- Young mortgage credit 100% financed: How to give an entry in the CPCV?