Despite the government's public guarantee supporting young people in obtaining a home loan, the monthly payments on the loans can still be high. Find out analysts' opinions on this issue next.
Mortgage credit demand increased in the Eurozone in the 2nd quarter of 2024: a rise that hadn't occurred since 2022. Learn more about the numbers.
The number of real estate properties that were transacted in 2023 was the lowest since 2017, having decreased by 18.7% compared to the previous year.
The median housing price rose from 2022 to 2023 by about 8.6%, to 1,611 euros/m2, with more significance in certain municipalities. Read the statistics more carefully next.
It is the 9th time that the average interest rate on new credit contracts has decreased, dropping to 3.68% last June. Check out the statistics, then.
The implicit interest rate on home loans in July decreased for the 6th consecutive month to 4.487%. Read the data.
The data from BdP is clear: three quarters of new housing credits contracted in the month of July were contracted with the mixed interest rate regime. Check out the numbers.
The issue at hand is reductions that can amount to €100 monthly.
If you want to buy a house in Portugal, get to know all the advantages of doing so through the tax regime for Non-Habitual Residents (NHR), which will soon be revoked.
Check the values through these simulations.
When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.
The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?
When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?
The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly installment. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the loan?
Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.