Housing Credit Acquisition
Interest rate on home loans decreases for the 6th consecutive month.
The implicit interest rate on home loans in July decreased for the 6th consecutive month to 4.487%. Read the data.
Related to: "Home loan: Interest rate on new contracts decreases for the 9th consecutive month."
Housing Credit Acquisition
Mortgage credit: Interest rate decreases for the 7th consecutive month.
Implicit interest rate on mortgage loans decreased for the 7th consecutive month in August, to 4.417%. Read the numbers below.
Housing Credit Acquisition
Mortgage credit: Average interest rate for new operations decreases to 3.47%
Average interest rate of new housing credit operations decreased for the 11th consecutive month.
Housing Credit Acquisition
Interest rate on housing loans drops for the 10th month in November to 4.186%.
The implicit interest rate on home loans fell by 9.1 basis points in November, settling at 4.186%, down from 4.524% in November 2023.
Mortgage Credit Transfer
European Central Bank cuts interest rates for the first time since 2016.
The European Central Bank (ECB) has decided to lower interest rates for the first time since 2016 following the tightening cycle of monetary policy started in 2022, easing loans for families. Check out the numbers.
Mortgage Credit Transfer
Will home installments decrease with falling interest rates?
The European Central Bank (ECB) announced in June the first interest rate cut since 2016. But what impact will it have on mortgage payments?
Housing Credit Acquisition
Will home installments remain high even with public guarantee in financing?
Despite the government's public guarantee supporting young people in obtaining a home loan, the monthly payments on the loans can still be high. Find out analysts' opinions on this issue next.
Housing Credit Acquisition
Search for housing credit increases in the eurozone in the 2nd quarter.
Mortgage credit demand increased in the Eurozone in the 2nd quarter of 2024: a rise that hadn't occurred since 2022. Learn more about the numbers.
Housing Credit Acquisition
Mortgage with Euribor? Your installment can drop (quite a bit) in August.
August will bring relief, which can be significant, for those with housing loans linked to Euribor, in various terms. Find out how much in this article.
Housing Credit Acquisition
Mortgage Credit: 74% of new loans taken out at mixed rate
The data from BdP is clear: three quarters of new housing credits contracted in the month of July were contracted with the mixed interest rate regime. Check out the numbers.
Present
If you have a mortgage, in October you will feel relief in the installment.
The issue at hand is reductions that can amount to €100 monthly.
Housing Credit Acquisition
Living in Portugal? Know the tax advantages for non-habitual residents.
If you want to buy a house in Portugal, get to know all the advantages of doing so through the tax regime for Non-Habitual Residents (NHR), which will soon be revoked.
Housing Credit Acquisition
How to make an early repayment of my home loan?
Paying off your home loan early can be a solution to reduce the monthly installment you pay for this burden. Find out how it works, as well as the advantages and disadvantages.
Housing Credit Acquisition
New housing credit measures: How to proceed with a request to the bank?
Three measures are at stake, now approved by the Council of Ministers, to help Portuguese citizens with their housing credit installments: the reduction and stability of the installment for two years, the extension and simplification of credit bonuses, and the extension of the suspension of amortization commissions. Find out if you are eligible and how to apply.
Housing Credit Acquisition
When amortizing in home credit, how much time can I reduce on the contract?
Making an early amortization of the home loan can serve various purposes. If you have a sum of money ready to invest or want to use savings to apply to your home loan, consider whether you want to reduce the current installment you pay or the term. Understand better in this article.