The mortgage application process goes through several stages, starting with the submission of documents to the bank. Next, the bank needs to evaluate if the credit holders are eligible to proceed, and only then is the credit pre-approved. But what comes next?
To request a housing loan simulation, it is necessary to provide some information in order to understand how much you may have to pay. These simulations are indicative, but can help you assess whether it is feasible to proceed with a housing loan application at the following URL: [insert URL here].
Are you going to buy a property that needs renovations? Or just improve a house you already own? Either way, there is a solution: personal credit for renovations. It is a simple financing option that can be contracted digitally. Find out how it works.
For those who have contracted the three-month Euribor on their variable rate mortgage, in December and January they will begin to feel a slight reduction in the monthly installment they pay. This is because interest rates have already reached the maximum limit. Understand better when each term begins to impact the house payment.
Found your perfect home and need to take out a home loan? Or are you stuck with the Euribor and want to change the conditions of your current home loan? Poupança no Minuto offers two simulators to find the ideal solutions for you.
If you are looking for a home loan, know that it is possible to find the best on the market for you, without any hassle or cost. Understand how a credit intermediary like Poupança no Minuto can help you.
If you are thinking of buying a house or getting credit to achieve another personal goal such as buying a car or a trip, you have certainly come across the term "credit intermediaries". But what are credit intermediaries? What do they do?
When buying a house with a housing loan, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a document called FINE, know its purpose and how to analyze it.
When buying a house through a bank loan, you may come across a language associated with mortgage credit that is somewhat complex. Such as the abbreviations related to interest rates, TMR and APR. So, what do they mean and represent?
Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.
Depending on the type of credit to be settled, it is possible to hire a personal loan to do so. However, there are some factors to consider so that the personal loan is approved. We explain everything in this article.
Are you unhappy with your current home loan? Have you tried renegotiating the terms of the contract without success? Understand how home loan transfer works in this article.
The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?
The interest rate you choose for your mortgage directly impacts the amount you will pay monthly. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the credit?
Paying off your home loan early can be a solution to reduce the monthly installment you pay for this burden. Find out how it works, as well as the advantages and disadvantages.