Related to: "Independent workers: Budget proposal for 2025 suggests lowering IRS withholding tax rate."

OE2025: Estas são as medidas que terão impacto no seu bolso
Present

OE2025: These are the measures that will have an impact on your wallet.

The proposal for the State Budget for 2025 (OE2025), presented by the Finance Minister, brings several proposals that will have a direct impact on the wallets of the Portuguese. Let's see which ones.

13 Apr 20262 min

Jovem a receber 1.100 euros poupa quase 10 mil euros de IRS em 10 anos
Taxes

Young person receiving 1,100 euros saves almost 10,000 euros in IRS in 10 years.

Simulations conclude that a young worker starting a job in 2025, with a salary of 1,100 euros, will pay 9,924 euros less in IRS over 10 years compared to a taxpayer who does not have access to the new young IRS regime.

16 Oct 20242 min

OE2025 pretende aumentar valor isento do subsídio de refeição em cartão
Present

OE2025 aims to increase the tax-free value of meal subsidies on a card.

The State Budget Proposal for 2025 (OE2025) aims to increase the amount of meal allowance on a card that is exempt.

13 Apr 20262 min

OE2025: O que está previsto para o IRS jovem?
Taxes

OE2025: What is planned for young IRS?

New proposal for the Young IRS in 2025 aims to encourage the insertion in the labor market and the autonomy of young people up to 35 years old, offering tax benefits that decrease progressively over ten years.

13 Apr 20262 min

Família a caminhar num campo ao pôr do sol, simbolizando estabilidade e equilíbrio alcançados através de uma boa gestão do orçamento familiar.
Tips

Manage a family budget? Get to know the 50/30/20 savings rule.

Are you losing control of your finances and need to implement discipline in your budget? The 50/30/20 strategy may be the solution for you.

15 Apr 20263 min

Black Friday: 3 dicas para aproveitar ao máximo
Tips

Black Friday: 3 Tips to Maximize your Savings.

Black Friday is approaching and it's important to learn about saving tips in advance, but also be alert to avoid being scammed as a consumer. So, get to know 3 tips to make the most of the discounts!

09 Nov 20234 min

5 dicas para comprar (e poupar) nos saldos
Tips

5 tips for buying (and saving) on sales

The sales have already started and it can be a great time to buy that piece you need or have always wanted at lower prices. But how to find the best opportunities safely? Check out 5 tips in this article.

29 Dec 20233 min

Quais os apoios sociais reforçados em 2024?
Supports and subsidies

What social supports strengthened in 2024?

According to a publication shared by the Government on social media, find out which social support will be reinforced in 2024. And if you are not entitled to any of these supports, learn about other options to lighten your budget.

13 Apr 20263 min

Formas geométricas, com um fundo roxo por trás.
Tips

Save over 1,300 euros per year? Try the 52-week strategy.

Need to save money for a larger margin in your monthly family budget, or for a future project? There are various strategies you can use, such as the 52-week challenge. Have you heard of it? Find out how it works next.

17 Apr 20264 min

Conheça 4 dicas para pagar menos com o contrato de telecomunicações
Tips

Discover 4 tips to pay less with the telecommunications contract.

The DECO PROteste shared 4 tips that can help you start saving on your telecommunications contract: Find out what they are.

29 Jan 20243 min

Pessoa a analisar o talão de compras ao lado de um carrinho de supermercado, simbolizando o controlo de gastos e a poupança nas compras.
Tips

Tips to save money on your grocery bill.

Save time when going grocery shopping for the month? DECO PROteste explains some tips to reduce the bill, especially in times of inflation.

30 Jan 20244 min

O que fazer se a Segurança Social pedir a devolução de um subsídio?
Supports and subsidies

What to do if Social Security demands the return of a grant?

The alert comes from DECO PROteste, which explains: if Social Security (SS) asks for the return of a subsidy, you can request the repayment in installments, and if you earn the minimum wage, you don't even have to repay. Understand better, next.

31 Jan 20244 min

Notas de dólar no chão a serem aspiradas por um aspirador, simbolizando desperdício de dinheiro
Tips

8 tips to save on loans, insurance, and other charges.

Get to know the 8 tips from DECO Proteste, mentioned by Notícias ao Minuto, to start saving on loans, insurance, and other expenses, and improve your personal finances.

05 Feb 20246 min

6 dicas para poupar com o Dia dos Namorados
Tips

6 tips for saving on Valentine's Day

Valentine's Day is around the corner and you haven't prepared anything yet? Don't worry, read 6 tips for easy and inexpensive gifts for your partner.

07 Feb 20243 min

Devo declarar em IRS as vendas que efetuo em 2.ª mão?
Taxes

Do I have to declare the sales I make second-hand in IRS?

DECO PROteste clarifies: Currently, it is not necessary to declare income obtained through second-hand sales, but it may become necessary in the future. Understand what is at stake next.

20 Feb 20242 min

Eleito Produto do Ano 2025
Poupança no minuto

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Poupança no Minuto is a brand owned by Financefy, S.A., a tied credit intermediary registered with Banco de Portugal under no. 0006860. Authorized services: presentation or proposal of credit contracts to consumers. Assistance to consumers, through preparatory acts or other pre-contractual management work relating to credit contracts that were not presented or proposed by it. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral de Depósitos, S.A., Banco BPI, S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A. - Branch in Portugal, Banco CTT, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Unión de Créditos Inmobiliarios, S.A., Establecimiento Financiero de Crédito (Sociedad Unipersonal) - Branch in Portugal, BNI - Banco de Negócios Internacional (Europa), S.A., Banco BIC Português, S.A., Unicre - Instituição Financeira de Crédito, S.A.