Articles about:

Mortgage Loan

Can I hire a personal credit along with a housing credit?

Hiring a personal loan along with a mortgage is a possibility, but it requires caution and financial responsibility.

Demand for housing credit increases in the 3rd quarter of 2024.

The data is part of the latest Credit Market Banks Survey, released in October by the Bank of Portugal (BdP), which not only analyzes the third quarter but also presents perspectives for the last quarter of the year.

Housing Credit Acquisition

Housing credit: Is it worth hiring?

Is it worth it to take out a home loan? Understand the factors you should consider when weighing the decision.

Present

If you have a mortgage, in October you will feel relief in the installment.

The issue at hand is reductions that can amount to €100 monthly.

Housing Credit Acquisition

Young housing support: Demand for housing is growing, but prices are also increasing.

The improvement that has been felt in the housing market, with new support measures for young people and falling interest rates, brings positive points such as increased sales. However, on the other hand: the increase in house prices as well. Understand better, then.

Present

House prices increased by 8.6% from 2022 to 2023.

The median housing price rose from 2022 to 2023 by about 8.6%, to 1,611 euros/m2, with more significance in certain municipalities. Read the statistics more carefully next.

House Purchase

Buying and selling houses: Number of properties transacted decreased (a lot) in 2023.

The number of real estate properties that were transacted in 2023 was the lowest since 2017, having decreased by 18.7% compared to the previous year.

Housing Credit Acquisition

Search for housing credit increases in the eurozone in the 2nd quarter.

Mortgage credit demand increased in the Eurozone in the 2nd quarter of 2024: a rise that hadn't occurred since 2022. Learn more about the numbers.

Housing Credit Acquisition

Will home installments remain high even with public guarantee in financing?

Despite the government's public guarantee supporting young people in obtaining a home loan, the monthly payments on the loans can still be high. Find out analysts' opinions on this issue next.

Mortgage Credit Transfer

Credit for housing with Euribor: Installments decrease in July.

Do you have a mortgage linked to Euribor, with three, six or 12 months? Your monthly installment will decrease in July. Check the simulations below.

Lease

House rents increase by 7.1% in May, compared to the same month in 2023

Compared to May 2023, house rents have increased by a total of 7.1% this May 2024. Check out the numbers in question.

House Purchase

House buying: Property prices increased in May.

Looking to buy a house in Portugal? Know that property prices have gone up last month. Get to know the numbers and find out how to access the best home loan.

Housing Credit Acquisition

Home credit: Why is it considered the lowest value between acquisition and evaluation for LTV?

For home credit - housing, some measures are used to determine the loan risk for the bank. Understand what LTV is and why the lower value between acquisition and evaluation is used to calculate it.

Housing Credit Acquisition

Need a home loan? Find the best without hassle and cost-free.

If you are looking for a housing loan, know that it is possible to find the best on the market for you, without any hassle or cost. Understand how a credit intermediary like Poupança no Minuto can help you.

Mortgage Credit Renegotiation

In 2021, just over 1/3 of homeowners had expenses related to purchasing the house.

In 2021, the reality of housing was different: according to a study, just over 1/3 of homeowners had monthly costs with the purchase of the house. Understand the data and how to lower your current housing installment.