Mortgage Credit Transfer
How does the housing credit transfer work?
Are you dissatisfied with your current home loan? Tried to renegotiate the contract terms without success? Understand how home loan transfer works in this article.
Articles about:
Mortgage Loan
Housing Credit Acquisition
At what age can you get a loan?
Do you know the minimum age to apply for credit? And the maximum age? Find out right away.
Mortgage Credit Transfer
How can I lower the installment of my home loan credit?
Housing credit: what measures can reduce the monthly amount to pay?
Life Insurance Credit
Mortgage credit: Do I have to accept the life insurance that the bank imposes on me?
If you are applying for a home loan and came across the requirement to take out life insurance, know that this issue has some nuances. Get to know the current law regarding the life insurance of the home loan.
Housing Credit Acquisition
Houses appreciated in 2023
The price of houses throughout 2023 has been rising, especially in 17 district capitals. But by how much has it increased and how to buy a house in 2024?
Mortgage Credit Renegotiation
Inflation rate drops in December: Find out the total average for 2023.
The inflation rate has dropped again, now to 1.4%. With this, it is now possible to finalize the average for the year 2023. Learn about the data involved and how to take advantage of this moment to review the budget.
Mortgage Savings Credit
Mortgage credit: Average annual interest rate settles at 3.612% in 2023
Notice the data released by the National Institute of Statistics (INE) and learn how to download your home installment.
Mortgage Credit Transfer
Mixed rate was the contracted regime in 71% of home loans in 2023.
The mixed interest rate represented 71% of housing credit contracts in 2023. Check out the data, released by the Bank of Portugal (BdP).
Lease
House rents increase by 7.1% in May, compared to the same month in 2023
Compared to May 2023, house rents have increased by a total of 7.1% this May 2024. Check out the numbers in question.
House Purchase
Buying and selling houses: Number of properties transacted decreased (a lot) in 2023.
The number of real estate properties that were transacted in 2023 was the lowest since 2017, having decreased by 18.7% compared to the previous year.
Mortgage Credit Transfer
ECB keeps interest rates unchanged at 1st meeting of the year
The European Central Bank (ECB) keeps interest rates unchanged, continuing the pause in rate hikes at the first meeting of the year. Find out more next.
Mortgage Credit Transfer
BCE decides (once again) to keep interest rates unchanged.
The three benchmark interest rates remain unchanged. Find out what impact this decision will have on your loans.
Mortgage Credit Transfer
Mortgage credit: Early repayments nearly double in 2023
With the rise in interest rates, early repayment of housing credit was a popular option for the Portuguese in 2023 to avoid high interest rates. Check out the numbers.
Mortgage Credit Renegotiation
Mortgage renegotiations increase 5 times more in 2023.
Home loan renegotiations rise to 8.8 billion euros - a 5 times growth from 2022 to 2023. Understand better what is at stake, in the link below.
Mortgage Credit Transfer
BCE keeps interest rates unchanged: "Right time to secure better terms"
For the first time in over a year, the European Central Bank (ECB) decided to pause the rise in interest rates, keeping the values unchanged. According to João Lemos, Director of Savings Operations at Poupança no Minuto, this could be "the right moment to secure better conditions in housing credit".