Está a pensar comprar uma casa de férias? Saiba qual é o tipo de crédito mais vantajoso - crédito habitação para segunda habitação ou crédito pessoal - e evite decisões que podem sair mais caras a longo prazo.
With the increase in interest rates, banks reduce the amount of financing available to families, making access to credit more restricted. Understand how the Euribor influences your ability to obtain a loan.
When hiring a home loan, having a co-applicant or guarantor can improve financing conditions. With Father's Day approaching, find out if it is possible to contract a loan together, and how the process works.
The number of new housing credit contracts reached a record value, mainly driven by the financing granted to young people under 35 with tax exemptions, according to data released by the Bank of Portugal (BdP).
Total value of new housing credit contracts reached €1.676 billion in October, the highest amount since 2014, with almost half of the credit attributed to individuals under 35 years old.
Hiring a personal loan along with a mortgage is a possibility, but it requires caution and financial responsibility.
Is it worth it to take out a home loan? Understand the factors you should consider when weighing the decision.
The issue at hand is reductions that can amount to €100 monthly.
The improvement that has been felt in the housing market, with new support measures for young people and falling interest rates, brings positive points such as increased sales. However, on the other hand: the increase in house prices as well. Understand better, then.
Mortgage credit demand increased in the Eurozone in the 2nd quarter of 2024: a rise that hadn't occurred since 2022. Learn more about the numbers.
Despite the government's public guarantee supporting young people in obtaining a home loan, the monthly payments on the loans can still be high. Find out analysts' opinions on this issue next.
Do you have a mortgage linked to Euribor, with three, six or 12 months? Your monthly installment will decrease in July. Check the simulations below.
Looking to buy a house in Portugal? Know that property prices have gone up last month. Get to know the numbers and find out how to access the best home loan.
For home credit - housing, some measures are used to determine the loan risk for the bank. Understand what LTV is and why the lower value between acquisition and evaluation is used to calculate it.
If you are looking for a housing loan, know that it is possible to find the best on the market for you, without any hassle or cost. Understand how a credit intermediary like Poupança no Minuto can help you.