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Save Credits
Quase 40% dos portugueses consideram adiar projetos por falta de poder de compra
Lifestyle

Almost 40% of Portuguese people consider postponing projects due to lack of purchasing power.

Postponing big projects due to lack of purchasing power is a concern for a large part of the Portuguese, according to a study. Understand the data and how to increase the budget.

18 Jul 20242 min

Nota de 5 euros aproximada
Tips

Did you know you can save with your bank account?

According to the Bank of Portugal, it is possible to convert your bank account and save (a lot) on banking fees.

20 May 20243 min

Mulher em secretária ao computador com estatísticas na tela e em folhas mais calculadora para simbolizar dados do salário médio baixo de Portugal
Supports and subsidies

Portugal as the 5th EU country with the lowest average salary.

According to data released by Pordata, the average salary and the national minimum wage in Portugal are among the 10 lowest in the European Union (EU). URL: pordata.pt/

15 May 20242 min

Evitar desperdício alimentar para poupar? Nove em cada 10 portugueses já o fazem
Tips

Avoid food waste to save? Nine out of 10 Portuguese already do it.

Study indicates that the Portuguese are better organizing their food budget and avoiding food waste in order to save money. Learn more about the issue.

03 Apr 20242 min

Estudo indica que portugueses querem poupar mais em 2024
Tips

Study indicates that Portuguese people want to save more in 2024

Portuguese people intend to save more this year, after a 2023 with less purchasing power. Understand what is at stake next.

21 Mar 20242 min

Taxa de inflação em Portugal aumenta para 2,3% no mês de janeiro
Mortgage Credit Transfer

Inflation rate in Portugal increases to 2.3% in the month of January.

Check out the numbers released by the National Institute of Statistics regarding January, and how to alleviate the monthly budget in this context.

23 Feb 20243 min

Devo declarar em IRS as vendas que efetuo em 2.ª mão?
Taxes

Do I have to declare the sales I make second-hand in IRS?

DECO PROteste clarifies: Currently, it is not necessary to declare income obtained through second-hand sales, but it may become necessary in the future. Understand what is at stake next.

20 Feb 20242 min

Como validar faturas de IRS no portal e-Fatura? Passo a passo
Taxes

How to validate IRS invoices on the e-Fatura portal? Step by step

Do not know how to proceed with invoice validation on the e-Fatura portal? We explain step by step how to validate and the purpose of this process.

19 Feb 20244 min

8 aplicações para organizar as suas finanças
Tips

8 applications to organize your finances

Do you need to have more control over your wallet? You can organize your budget in order to boost your income, through financial organization applications. Get to know these 8 that we have gathered for you.

16 Feb 20243 min

Portugal é o segundo país a consumir menos energia: Sabe como poupar?
Mortgage Savings Credit

Portugal is the second country to consume less energy: Do you know how to save?

Did you know that Portugal is the second country where families consume the least energy? Understand what is at stake and how you can save energy, then.

09 Feb 20242 min

6 dicas para poupar com o Dia dos Namorados
Tips

6 tips for saving on Valentine's Day

Valentine's Day is around the corner and you haven't prepared anything yet? Don't worry, read 6 tips for easy and inexpensive gifts for your partner.

07 Feb 20243 min

8 dicas para poupar com créditos, seguros e outros encargos
Tips

8 tips to save on loans, insurance, and other charges.

Get to know the 8 tips from DECO Proteste, mentioned by Notícias ao Minuto, to start saving on loans, insurance, and other expenses, and improve your personal finances.

05 Feb 20246 min

Reembolso do PPR sem penalização é prolongado até ao fim do ano
Mortgage Credit Transfer

Reimbursement of PPR without penalty is extended until the end of the year

The regime that allowed the refund of a retirement savings plan without penalties has been extended with some conditions until the end of 2024.

01 Feb 20243 min

Precisa de poupar? Conheça estes simuladores para melhores decisões
Mortgage Savings Credit

Need to save money? Check out these simulators for better decisions.

According to DECO PROteste on Notícias ao Minuto, there is a new website that aggregates simulators, allowing users to understand how they can save money on housing, fuel, and loans.

31 Jan 20242 min

O que fazer se a Segurança Social pedir a devolução de um subsídio?
Supports and subsidies

What to do if Social Security demands the return of a grant?

The alert comes from DECO PROteste, which explains: if Social Security (SS) asks for the return of a subsidy, you can request the repayment in installments, and if you earn the minimum wage, you don't even have to repay. Understand better, next.

31 Jan 20244 min