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Renegotiation Conditions

Can I take out a personal loan with other debts?

Want to hire a personal loan, but already have other financing? Find out if you can in this article.

Mortgage credit: Early repayments and renegotiations increased (a lot) in 2023.

In 2023, it was possible to verify that early refunds and renegotiations significantly increased. According to the Bank of Portugal (BdP), this could be associated with the temporary suspension of fees. Understand better next.

Tips

Financial anxiety: Half of the Portuguese feel when thinking about their finances.

A study conducted in Portugal concluded that about half of the citizens feel financial anxiety when thinking about their personal finances. Get to know all the revealed data, next.

Housing Credit Acquisition

Household effort rate increases to buy and rent a house. How to lower it?

The effort of families to buy and rent a house increased compared to the same period last year. Understand the increase and how you can lower the effort rate.

Mortgage Savings Credit

Average interest rate on new loans drops to 4.03% in January.

The average interest rate on new credit contracts decreased from December to January, reflecting the slowdown in leading interest rates. Understand what is at stake next.

Mortgage Credit Renegotiation

Home loan: Renegotiation and mixed-rate were preferred in January.

January was marked by renegotiation processes and hiring of mixed rate in housing credit. Get to know the data from the Bank of Portugal (BdP).

Mortgage Credit Renegotiation

Mortgage renegotiations increase 5 times more in 2023.

Home loan renegotiations rise to 8.8 billion euros - a 5 times growth from 2022 to 2023. Understand better what is at stake, in the link below.

Mortgage Savings Credit

Ministry of Finance highlights that "inflation rate is at the lowest value in the last two years."

In a social network, the Ministry of Finance highlighted that the inflation rate recorded in December was the lowest in recent years. Understand it better, next.

Mortgage Credit Renegotiation

IRS: 2024 brings decrease in rates for the first five brackets

The year 2024 continues to bring favorable news in the financial landscape: what you pay in income tax may decrease, depending on your income bracket. Find out if you are included, then how to further ease your monthly budget.

Mortgage Savings Credit

How to enter 2024 with the right savings?

The year 2023 is now coming to an end and the hope for a better and more financially comfortable 2024 is evident. Therefore, we will help you evaluate all the options available so that you enter the new year with an organized budget.

Mortgage Credit Renegotiation

PARI and PERSI: What are these processes in credit default?

The terms PARI and PERSI refer to processes that banks initiate in order to prevent customer default on their loans, or to act after default. Understand better what they mean and how they work.

Housing Credit Acquisition

House installment fix: Bank can analyze your financial capability.

Do you want to fix the installment of your mortgage with the government measure? Your bank may request additional data before sending you the plan. Find out what it is, and if there is another way to fix your installment, then.

Mortgage Credit Transfer

I was under the PARI. Can I fix the house payment?

The issue arises within the scope of the legislation of the new Government measure to support the Portuguese with their home loans, fixing and lowering the monthly amounts. Find out if you have already been or are currently under the PARI program with your mortgage, you can join the support in question.

Mortgage Savings Credit

Noncompliance with home loans: Find out what PERSI can do for you.

Are you in default with your home loan? The PERSI can help. Learn about the plan that banks must follow in this case, and find out how to save on your monthly installment.

Mortgage Savings Credit

Saving on mortgage: Discounted interest rates date back to January.

So that the Portuguese can save on their housing loans, the Government has announced support measures for mortgage financing. One of them is the interest rate subsidy and it has now been announced that it will be retroactive to January. Let's see how this measure will work and what other options exist to save on your housing loan.